YesFin is an insurance broker in Courcelles. Public Limited, started on 15 September 1988, 1 establishment.

What is the address of YesFin?

The registered office of YesFin is located at Rue du Général de Gaulle(CO) 12, 6180 Courcelles.

Is YesFin still active?

Yes. According to the CBE (30 October 2026) YesFin is active, legal situation “Normale toestand”, started on 15 September 1988.

Is YesFin registered on Peppol?

Yes, YesFin is registered on the Peppol network with ID 0208:0435325904.

What is the enterprise number of YesFin?

The enterprise number of YesFin is BE0435325904.

When was YesFin founded?

YesFin was founded on 15 September 1988.

Who are the directors of YesFin?

According to the 2025 annual accounts, the directors of YesFin are: B-SIDE MANAGEMENT, CAMMY SRL.

Is YesFin a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 September 1988; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did YesFin make in 2025?

YesFin posted a profit after taxes of € 287,062 in financial year 2025.

What is the revenue of YesFin?

As a small company, YesFin is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 606,964.

How much does an employee at YesFin earn?

The average wage cost per full-time employee at YesFin was € 42,800 in 2025: staff costs of € 162,784 for 3.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does YesFin have?

According to the 2025 annual accounts, YesFin has 3.8 full-time equivalents (FTE).

Does YesFin have a website?

Yes, YesFin has a website at yesfin.be.

YesFin (Public Limited) - Courcelles - BE0435325904

Dossier YesFin, printed on 30 October 2026 from databakkes.be/en/0435325904/yesfin. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Shrinking team NBB

FTE fell two years in a row, from 5.8 to 3.8.

Financials

Financial year 2025

YesFin from Courcelles, company number BE0435325904, closed financial year 2025 with a result of € 287,062 after tax. For that financial year YesFin recorded a gross margin of € 606,964 and equity of € 123,672. Compared with financial year 2024, the result moved from € 160,893 to € 287,062. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Healthy

€ 123,672

▼ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 287,062

▲ 78% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 0

▼ 99% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 290,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

3.8

▼ 1.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 162,784

▼ 38% vs 2024

€ 42,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 34,280

▼ 26% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 1 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 144,989

▼ 48% vs 2024

€ 72,218 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.

Owed to suppliers

€ 10,440

▲ 9% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 183,528

▲ 99% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 483,999 Gross margin 2022: € 483,999 First fiscal year in the series	€ 333,822 Gross margin 2023: € 333,822 ▼ 31% vs 2022 (€ 483,999) Unfavourable step	€ 546,242 Gross margin 2024: € 546,242 ▲ 64% vs 2023 (€ 333,822) Favourable step	€ 606,964 Gross margin 2025: € 606,964 ▲ 11% vs 2024 (€ 546,242) Favourable step	▲ 11%
Profit after taxes	€ 111,367 Profit after taxes 2022: € 111,367 First fiscal year in the series	€ 37,299 Profit after taxes 2023: € 37,299 ▼ 67% vs 2022 (€ 111,367) Unfavourable step	€ 160,893 Profit after taxes 2024: € 160,893 ▲ € 123,594 vs 2023 (€ 37,299) Favourable step	€ 287,062 Profit after taxes 2025: € 287,062 ▲ 78% vs 2024 (€ 160,893) Favourable step	▲ 78%
Equity	€ 184,190 Equity 2022: € 184,190 First fiscal year in the series	€ 147,489 Equity 2023: € 147,489 ▼ 20% vs 2022 (€ 184,190) Unfavourable step	€ 126,610 Equity 2024: € 126,610 ▼ 14% vs 2023 (€ 147,489) Unfavourable step	€ 123,672 Equity 2025: € 123,672 ▼ 2% vs 2024 (€ 126,610) Unfavourable step	▼ 2%
Total debts	€ 375,973 Total debts 2022: € 375,973 First fiscal year in the series	€ 468,416 Total debts 2023: € 468,416 ▲ 25% vs 2022 (€ 375,973) Unfavourable step	€ 416,871 Total debts 2024: € 416,871 ▼ 11% vs 2023 (€ 468,416) Favourable step	€ 379,008 Total debts 2025: € 379,008 ▼ 9% vs 2024 (€ 416,871) Favourable step	▼ 9%
Cash	€ 59,115 Cash 2022: € 59,115 First fiscal year in the series	€ 14,110 Cash 2023: € 14,110 ▼ 76% vs 2022 (€ 59,115) Unfavourable step	€ 44 Cash 2024: € 44 ▼ € 14,065 vs 2023 (€ 14,110) Unfavourable step	€ 0 Cash 2025: € 0 ▼ 99% vs 2024 (€ 44) Unfavourable step	▼ 99%
Land & buildings	€ 424,194 Land & buildings 2022: € 424,194 First fiscal year in the series	€ 435,842 Land & buildings 2023: € 435,842 ▲ 3% vs 2022 (€ 424,194) Unchanged	€ 418,702 Land & buildings 2024: € 418,702 ▼ 4% vs 2023 (€ 435,842) Unchanged	€ 401,627 Land & buildings 2025: € 401,627 ▼ 4% vs 2024 (€ 418,702) Unchanged	▼ 4%
Retained profit	€ 84,190 Retained profit 2022: € 84,190 First fiscal year in the series	€ 47,489 Retained profit 2023: € 47,489 ▼ 44% vs 2022 (€ 84,190) Unfavourable step	€ 26,610 Retained profit 2024: € 26,610 ▼ 44% vs 2023 (€ 47,489) Unfavourable step	€ 23,672 Retained profit 2025: € 23,672 ▼ 11% vs 2024 (€ 26,610) Unfavourable step	▼ 11%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 74,000 Dividend 2023: € 74,000 Unchanged (€ 0) Unchanged	€ 188,000 Dividend 2024: € 188,000 ▲ 154% vs 2023 (€ 74,000) Unchanged	€ 290,000 Dividend 2025: € 290,000 ▲ 54% vs 2024 (€ 188,000) Unchanged	▲ 54%
Bank debt	€ 251,383 Bank debt 2022: € 251,383 First fiscal year in the series	€ 336,725 Bank debt 2023: € 336,725 ▲ 34% vs 2022 (€ 251,383) Unfavourable step	€ 277,216 Bank debt 2024: € 277,216 ▼ 18% vs 2023 (€ 336,725) Favourable step	€ 144,989 Bank debt 2025: € 144,989 ▼ 48% vs 2024 (€ 277,216) Favourable step	▼ 48%
Balance sheet total	€ 560,163 Balance sheet total 2022: € 560,163 First fiscal year in the series	€ 615,905 Balance sheet total 2023: € 615,905 ▲ 10% vs 2022 (€ 560,163) Unchanged	€ 543,480 Balance sheet total 2024: € 543,480 ▼ 12% vs 2023 (€ 615,905) Unchanged	€ 502,680 Balance sheet total 2025: € 502,680 ▼ 8% vs 2024 (€ 543,480) Unchanged	▼ 8%
Employees (FTE)	5.2 Employees (FTE) 2022: 5.2 First fiscal year in the series	5.8 Employees (FTE) 2023: 5.8 ▲ 0.6 vs 2022 (5.2) Unchanged	5.5 Employees (FTE) 2024: 5.5 ▼ 0.3 vs 2023 (5.8) Unchanged	3.8 Employees (FTE) 2025: 3.8 ▼ 1.7 vs 2024 (5.5) Unchanged	▼ 1.7

Key figures of YesFin, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to YesFin?

What happened at YesFin in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2029 B-SIDE MANAGEMENT stepped down as director. NBB
2029 CAMMY SRL stepped down as director. NBB
Aug 31, 2026 New annual accounts for financial year 2025: profit of € 287,062 (▲ 78% vs 2024). filed late Source: NBB ↗
2023 B-SIDE MANAGEMENT became a director. NBB
2023 CAMMY SRL became a director. NBB
Dec 9, 1988 New establishment in Courcelles. KBO
Sep 15, 1988 Start of the company according to the CBE. KBO

In short

From € 111,367 profit in 2022 to € 287,062 profit in 2025.

Paid € 252,422 in corporate taxes since 2022.

Best year ever: 2025, with € 287,062 profit.

On average € 159,700 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

CAMMY 50%

B-SIDE MANAGEMENT 50%

The stake of CAMMY, B-SIDE MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

YesFin

The shares are held by CAMMY (50%) and B-SIDE MANAGEMENT (50%).

Directors

According to the 2025 annual accounts

B-SIDE MANAGEMENT

Managing director · represented by Frédéric SMITS

since 2023 · until 2029

CAMMY SRL

Managing director · represented by Pietro CAMMILLERI

since 2023 · until 2029

Shareholders

CAMMY

50%

B-SIDE MANAGEMENT

50%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Général de Gaulle(CO) 12

6180 Courcelles

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

PF UNITED

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS yesfin.be

About

Technologies

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Certifications & Partners

FSMA

Hosting & Email

Email provider

Microsoft 365

Hosting

PLANETHOSTER-8 - PlanetHoster, CA

DNS

OVH DNS

Website info

HTTPS Ja

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Security

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Details

Company number

0435.325.904

VAT number

BE 0435.325.904

Registered office

Rue du Général de Gaulle(CO) 12, 6180 Courcelles

Names & denominations

YesFin

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

15 September 1988

Peppol

Active · Active since 5 Nov 2025

Contact

yesfin.be

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

YesFin

Warning lights

Financials

What happened to YesFin?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Certifications & Partners

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions