Financials
Financial year 2025
VERZEKERINGSKANTOOR COENEN from Haacht, company number BE0435295715, closed financial year 2025 with a result of € 99,863 after tax. For that financial year VERZEKERINGSKANTOOR COENEN recorded a gross margin of € 433,623 and equity of € 386,914. Compared with financial year 2024, the result moved from € 57,955 to € 99,863. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.
€ 386,914
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 99,863
▲ 72% vs 2024
Profit after tax over the fiscal year.
€ 610,198
▲ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 25,000 paid out
25 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
4
Average over the fiscal year, from the social balance sheet.
€ 288,071
▲ 2% vs 2024
€ 72,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 19,803
▲ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 246,330
▲ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 32,785
▲ 13% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 288,011 | € 336,676 | € 389,496 | € 433,623 | ▲ 11% |
| Profit after taxes | € 64,593 | € 67,097 | € 57,955 | € 99,863 | ▲ 72% |
| Equity | € 347,995 | € 347,995 | € 323,501 | € 386,914 | ▲ 20% |
| Total debts | € 410,422 | € 346,279 | € 391,972 | € 326,433 | ▼ 17% |
| Cash | € 651,838 | € 574,547 | € 543,441 | € 610,198 | ▲ 12% |
| Retained profit | € 285,995 | € 285,995 | € 261,501 | € 324,914 | ▲ 24% |
| Dividend | € 56,013 | € 58,367 | € 71,799 | € 25,000 | ▼ 65% |
| Balance sheet total | € 758,417 | € 694,274 | € 715,473 | € 713,347 | |
| Employees (FTE) | 3.1 | 3.1 | 4 | 4 |
Key figures of VERZEKERINGSKANTOOR COENEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGSKANTOOR COENEN?
What happened at VERZEKERINGSKANTOOR COENEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 99,863 (▲ 72% vs 2024). Source: NBB ↗
- Luc Coenen became a director. NBB
- Anneke Remerie became a director. NBB
- De Coenen Ridder BV became a director. NBB
- New establishment in Haacht. KBO
- Start of the company according to the CBE. KBO
In short
From € 64,593 profit in 2022 to € 99,863 profit in 2025.
Paid € 128,959 in corporate taxes since 2022.
Best year ever: 2025, with € 99,863 profit.
On average € 108,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VERZEKERINGSKANTOOR COENEN are Luc Coenen, Anneke Remerie and De Coenen Ridder BV.
Directors
According to the 2025 annual accounts
Luc Coenen
Director
since 2022
Anneke Remerie
Director
since 2022
Director · represented by Wouter Coenen
since 2022
Establishments
Establishment units
Physical locations of this company
Keerbergsesteenweg 46
3150 Haacht
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0435.295.715
- VAT number
- BE 0435.295.715
- Registered office
- Keerbergsesteenweg 46, 3150 Haacht
- Names & denominations
- VERZEKERINGSKANTOOR COENEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 September 1988
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten