Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
FINVA VERZEKERINGEN from Sint-Truiden, company number BE0435251866, closed financial year 2024 with a result of € 49 after tax. For that financial year FINVA VERZEKERINGEN recorded a gross margin of € 249,568 and equity of € 43,467. Compared with financial year 2023, the result moved from € 3,215 to € 49. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 22, 2025.
€ 43,467
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 49
▼ 98% vs 2023
Profit after tax over the fiscal year.
€ 55,059
▼ 41% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 12,480.
People and assets in 2024
€ 175,035
▲ 26% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
€ 555,667
▼ 11% vs 2023
€ 103,755 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 56,189
▲ 119% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 9,535
▲ 31% vs 2023
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 12,762 | € 15,150 | € 199,668 | € 249,568 | ▲ 25% |
| Profit after taxes | € 9,044 | € -1,869 | € 3,215 | € 49 | ▼ 98% |
| Equity | € 42,072 | € 40,203 | € 43,418 | € 43,467 | |
| Total debts | € 8,740 | € 9,752 | € 658,913 | € 671,391 | ▲ 2% |
| Cash | € 42,707 | € 27,546 | € 92,985 | € 55,059 | ▼ 41% |
| Retained profit | € 11,085 | € 9,216 | € 12,431 | € 12,480 | |
| Bank debt | € 1,021 | € 983 | € 625,972 | € 555,667 | ▼ 11% |
| Balance sheet total | € 50,811 | € 49,955 | € 702,331 | € 714,858 | ▲ 2% |
Key figures of FINVA VERZEKERINGEN, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to FINVA VERZEKERINGEN?
What happened at FINVA VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 49 (▼ 98% vs 2023). filed late Source: NBB ↗
- New establishment in Tongeren-Borgloon. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,044 profit in 2021 to € 49 profit in 2024.
Paid € 6,809 in corporate taxes since 2021.
Best year ever: 2021, with € 9,044 profit.
A new publication or filing at FINVA VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of FINVA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FINVA VERZEKERINGENBehind FINVA VERZEKERINGEN are MRO PROJECT, Peeters Financial Management and OFINCO. The shares are held by FINVA (100%).
Directors
According to the 2024 annual accounts
Manager · represented by Maurizio Rossi
Manager · represented by Kris Theresia Peeters
Manager · represented by Kevin René Ottenburgs
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Schepen Dejonghstraat 33 box 1
3800 Sint-Truiden
Dionysius van Leeuwenstraat 12
3840 Tongeren-Borgloon
Active since 13 October 1988
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0435.251.866
- VAT number
- BE 0435.251.866
- Registered office
- Schepen Dejonghstraat 33 bus 1, 3800 Sint-Truiden
- Names & denominations
- FINVA VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 September 1988
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars