What does FINVA VERZEKERINGEN do?

FINVA VERZEKERINGEN is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 8 September 1988, 1 establishment.

What is the address of FINVA VERZEKERINGEN?

The registered office of FINVA VERZEKERINGEN is located at Schepen Dejonghstraat 33 box 1, 3800 Sint-Truiden.

Is FINVA VERZEKERINGEN still active?

Yes. According to the CBE (30 October 2026) FINVA VERZEKERINGEN is active, legal situation “Normale toestand”, started on 8 September 1988.

Is FINVA VERZEKERINGEN registered on Peppol?

Yes, FINVA VERZEKERINGEN is registered on the Peppol network with ID 0208:0435251866.

What is the enterprise number of FINVA VERZEKERINGEN?

The enterprise number of FINVA VERZEKERINGEN is BE0435251866.

When was FINVA VERZEKERINGEN founded?

FINVA VERZEKERINGEN was founded on 8 September 1988.

Who are the directors of FINVA VERZEKERINGEN?

According to the 2025 annual accounts, the directors of FINVA VERZEKERINGEN are: KRIMADVIES, MRO PROJECT, OFINCO.

Is FINVA VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 8 September 1988; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did FINVA VERZEKERINGEN make in 2025?

FINVA VERZEKERINGEN posted a profit after taxes of € 15,445 in financial year 2025.

What is the revenue of FINVA VERZEKERINGEN?

As a small company, FINVA VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 323,045.

FINVA VERZEKERINGEN (Private Limited) - Sint-Truiden

Dossier FINVA VERZEKERINGEN, printed on 30 October 2026 from databakkes.be/en/0435251866/finva-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

FINVA VERZEKERINGEN from Sint-Truiden, company number BE0435251866, closed financial year 2025 with a result of € 15,445 after tax. For that financial year FINVA VERZEKERINGEN recorded a gross margin of € 323,045 and equity of € 58,912. Compared with financial year 2024, the result moved from € 49 to € 15,445. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Growing

€ 58,912

▲ 36% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 15,445

▲ € 15,396 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 4,769

▼ 91% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 27,926.

People and assets in 2025

Wage cost

€ 233,329

▲ 33% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 470,420

▼ 15% vs 2024

€ 122,547 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 152,865

▲ 172% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 4,703

▼ 51% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 15,150 Gross margin 2022: € 15,150 First fiscal year in the series	€ 199,668 Gross margin 2023: € 199,668 ▲ € 184,517 vs 2022 (€ 15,150) Favourable step	€ 249,568 Gross margin 2024: € 249,568 ▲ 25% vs 2023 (€ 199,668) Favourable step	€ 323,045 Gross margin 2025: € 323,045 ▲ 29% vs 2024 (€ 249,568) Favourable step	▲ 29%
Profit after taxes	€ -1,869 Profit after taxes 2022: € -1,869 First fiscal year in the series	€ 3,215 Profit after taxes 2023: € 3,215 ▲ € 5,083 vs 2022 (€ -1,869) Favourable step	€ 49 Profit after taxes 2024: € 49 ▼ 98% vs 2023 (€ 3,215) Unfavourable step	€ 15,445 Profit after taxes 2025: € 15,445 ▲ € 15,396 vs 2024 (€ 49) Favourable step	▲ € 15,396
Equity	€ 40,203 Equity 2022: € 40,203 First fiscal year in the series	€ 43,418 Equity 2023: € 43,418 ▲ 8% vs 2022 (€ 40,203) Favourable step	€ 43,467 Equity 2024: € 43,467 Unchanged (€ 43,418) Favourable step	€ 58,912 Equity 2025: € 58,912 ▲ 36% vs 2024 (€ 43,467) Favourable step	▲ 36%
Total debts	€ 9,752 Total debts 2022: € 9,752 First fiscal year in the series	€ 658,913 Total debts 2023: € 658,913 ▲ € 649,161 vs 2022 (€ 9,752) Unfavourable step	€ 671,391 Total debts 2024: € 671,391 ▲ 2% vs 2023 (€ 658,913) Unfavourable step	€ 627,988 Total debts 2025: € 627,988 ▼ 6% vs 2024 (€ 671,391) Favourable step	▼ 6%
Cash	€ 27,546 Cash 2022: € 27,546 First fiscal year in the series	€ 92,985 Cash 2023: € 92,985 ▲ 238% vs 2022 (€ 27,546) Favourable step	€ 55,059 Cash 2024: € 55,059 ▼ 41% vs 2023 (€ 92,985) Unfavourable step	€ 4,769 Cash 2025: € 4,769 ▼ 91% vs 2024 (€ 55,059) Unfavourable step	▼ 91%
Retained profit	€ 9,216 Retained profit 2022: € 9,216 First fiscal year in the series	€ 12,431 Retained profit 2023: € 12,431 ▲ 35% vs 2022 (€ 9,216) Favourable step	€ 12,480 Retained profit 2024: € 12,480 Unchanged (€ 12,431) Favourable step	€ 27,926 Retained profit 2025: € 27,926 ▲ 124% vs 2024 (€ 12,480) Favourable step	▲ 124%
Bank debt	€ 983 Bank debt 2022: € 983 First fiscal year in the series	€ 625,972 Bank debt 2023: € 625,972 ▲ € 624,989 vs 2022 (€ 983) Unfavourable step	€ 555,667 Bank debt 2024: € 555,667 ▼ 11% vs 2023 (€ 625,972) Favourable step	€ 470,420 Bank debt 2025: € 470,420 ▼ 15% vs 2024 (€ 555,667) Favourable step	▼ 15%
Balance sheet total	€ 49,955 Balance sheet total 2022: € 49,955 First fiscal year in the series	€ 702,331 Balance sheet total 2023: € 702,331 ▲ € 652,376 vs 2022 (€ 49,955) Unchanged	€ 714,858 Balance sheet total 2024: € 714,858 ▲ 2% vs 2023 (€ 702,331) Unchanged	€ 686,900 Balance sheet total 2025: € 686,900 ▼ 4% vs 2024 (€ 714,858) Unchanged	▼ 4%

Key figures of FINVA VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINVA VERZEKERINGEN?

What happened at FINVA VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: profit of € 15,445 (▲ € 15,396 vs 2024). filed late Source: NBB ↗
Oct 13, 1988 New establishment in Tongeren-Borgloon. KBO
Sep 8, 1988 Start of the company according to the CBE. KBO

In short

From € 1,869 loss in 2022 to € 15,445 profit in 2025.

Paid € 11,463 in corporate taxes since 2022.

Best year ever: 2025, with € 15,445 profit.

Original PDFs at the National Bank ↗

Management

FINVA 100%

The stake of FINVA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

FINVA VERZEKERINGEN

Behind FINVA VERZEKERINGEN are KRIMADVIES, MRO PROJECT and OFINCO. The shares are held by FINVA (100%).

Directors

According to the 2025 annual accounts

KRIMADVIES

Manager · represented by Marc Hubert Kriekels

Also active at: FINVADI

MRO PROJECT

Manager · represented by Maurizio Rossi

Also active at: FINVADI

OFINCO

Manager · represented by Kevin René Ottenburgs

Also active at: FINVADI

Shareholders

FINVA

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Schepen Dejonghstraat 33 box 1

3800 Sint-Truiden

2.040.469.333

Dionysius van Leeuwenstraat 12

3840 Tongeren-Borgloon

Active since 13 October 1988

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

FINVA same network

€ 327,537 gross margin · 2025

FINVAST

€ 102,085 gross margin · 2025

GROUP RKP

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0435.251.866

VAT number

BE 0435.251.866

Registered office

Schepen Dejonghstraat 33 bus 1, 3800 Sint-Truiden

Names & denominations

FINVA VERZEKERINGEN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

8 September 1988

Peppol

Active · Active since 1 Jan 2001

Activities · NACE

Agenten en makelaars in bankdiensten

Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

FINVA VERZEKERINGEN

Warning lights

Financials

What happened to FINVA VERZEKERINGEN?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions