Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ACCORBEX - INVEST from Antwerpen, company number BE0435147146, closed financial year 2025 with a result of € -11,092 after tax. For that financial year ACCORBEX - INVEST recorded a gross margin of € 287,530 and equity of € 407,559. Compared with financial year 2024, the result moved from € -50,813 to € -11,092. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 407,559
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11,092
▲ 78 % less loss than in 2024
Profit after tax over the fiscal year.
€ 4,350
▼ 92% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 133,191.
People and assets in 2025
€ 98,445
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.4 million
▼ 24% vs 2024
€ 90,003 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 5,315
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,425
▲ 4% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 182,790 | € 270,770 | € 309,510 | € 287,530 | ▼ 7% |
| Profit after taxes | € 9,783 | € -78,960 | € -50,813 | € -11,092 | ▲ € 39,721 |
| Equity | € 351,784 | € 472,824 | € 422,011 | € 407,559 | ▼ 3% |
| Total debts | € 3,822,747 | € 5,083,567 | € 4,545,799 | € 3,839,880 | ▼ 16% |
| Cash | € 307,723 | € 109,755 | € 55,871 | € 4,350 | ▼ 92% |
| Land & buildings | € 669,515 | € 623,446 | € 577,377 | € 533,573 | ▼ 8% |
| Retained profit | € 277,416 | € 198,456 | € 147,643 | € 133,191 | ▼ 10% |
| Dividend | € 0 | € 0 | € 0 | € 3,360 | |
| Bank debt | € 2,189,877 | € 3,409,926 | € 3,139,766 | € 2,393,511 | ▼ 24% |
| Balance sheet total | € 4,181,873 | € 5,561,724 | € 4,971,133 | € 4,248,753 | ▼ 15% |
Key figures of ACCORBEX - INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ACCORBEX - INVEST?
What happened at ACCORBEX - INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- MIU KUEN LAI stepped down as director. NBB
- CARMEN CHEUNG stepped down as director. NBB
- CINDY KA YAN CHEUNG stepped down as director. NBB
- WAI KWONG CHEUNG stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 11,092. Source: NBB ↗
- MIU KUEN LAI became a director. NBB
- CARMEN CHEUNG became a director. NBB
- CINDY KA YAN CHEUNG became a director. NBB
In short
From € 9,783 profit in 2022 to € 11,092 loss in 2025.
Paid € 741 in corporate taxes since 2022.
Best year ever: 2022, with € 9,783 profit.
Paid out € 3,360 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SWATOW comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ACCORBEX - INVESTThe shares are held by SWATOW (63.8%).
Directors
According to the 2025 annual accounts
CINDY KA YAN CHEUNG
Director
since 2023 · until 2029
Shareholders
63.8%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Santvoortbeeklaan 18
2100 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0435.147.146
- VAT number
- BE 0435.147.146
- Registered office
- Santvoortbeeklaan 18, 2100 Antwerpen
- Names & denominations
- ACCORBEX - INVEST · ACCORBEX
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 July 1988
- Peppol
- Active · Active since 10 Dec 2025