Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
-
Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
STEPHANE FLAMENT CONSULTING from Ellezelles, company number BE0434938694, closed financial year 2025 with a result of € 39,946 after tax. For that financial year STEPHANE FLAMENT CONSULTING recorded a gross margin of € 285,055 and equity of € 90,469. Compared with financial year 2024, the result moved from € 54,663 to € 39,946. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 12, 2026.
€ 90,469
▲ 79% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 39,946
▼ 27% vs 2024
Profit after tax over the fiscal year.
€ 3,461
▼ 77% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 65,619.
People and assets in 2025
€ 121,964
▲ 112% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 44,104
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 487,796
▼ 15% vs 2024
€ 91,008 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 9,259
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 40,457
▲ 31% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 217,619 | € 218,199 | € 231,153 | € 285,055 | ▲ 23% |
| Profit after taxes | € 26,269 | € 46,140 | € 54,663 | € 39,946 | ▼ 27% |
| Equity | € 49,720 | € 95,859 | € 50,522 | € 90,469 | ▲ 79% |
| Total debts | € 774,546 | € 653,611 | € 715,233 | € 580,086 | ▼ 19% |
| Cash | - | € 1,876 | € 14,944 | € 3,461 | ▼ 77% |
| Land & buildings | € 169,109 | € 163,263 | € 157,417 | € 156,937 | |
| Retained profit | € 24,870 | € 71,009 | € 25,672 | € 65,619 | ▲ 156% |
| Dividend | € 0 | € 0 | € 100,000 | € 0 | ▼ 100% |
| Bank debt | € 724,052 | € 619,629 | € 572,392 | € 487,796 | ▼ 15% |
| Balance sheet total | € 824,266 | € 749,470 | € 765,756 | € 670,554 | ▼ 12% |
Key figures of STEPHANE FLAMENT CONSULTING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEPHANE FLAMENT CONSULTING?
What happened at STEPHANE FLAMENT CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 39,946 (▼ 27% vs 2024). filed late Source: NBB ↗
- New establishment in Ellezelles. KBO
- New establishment in Lessines. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,269 profit in 2022 to € 39,946 profit in 2025.
Paid € 62,170 in corporate taxes since 2022.
Best year ever: 2024, with € 54,663 profit.
Paid out € 100,000 in dividends to the owners in total.
A new publication or filing at STEPHANE FLAMENT CONSULTING? We notify you, reason included.
Follow STEPHANE FLAMENT CONSULTINGDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEPHANE FLAMENT CONSULTING is STEPHANE FLAMENT.
Directors
According to the 2025 annual accounts
STEPHANE FLAMENT
Manager
Establishments
Establishment units
Physical locations of this company
Rue Jean Vinois 17
7890 Ellezelles
Rue Lessines(DA) 2
7864 Lessines
Active since 10 August 1988
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
DNS
Cloudflare DNS
Website info
Features
Security
Network
Details
- Company number
- 0434.938.694
- VAT number
- BE 0434.938.694
- Registered office
- Rue Jean Vinois 17, 7890 Ellezelles
- Names & denominations
- STEPHANE FLAMENT CONSULTING · S.F.C.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 July 1988
- Peppol
- Active · Active since 19 Dec 2025
- Contact
- assurancesflamentstephane.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars