Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
KAJO & CO from Kalmthout, company number BE0434926323, closed financial year 2026 with a result of € 57,528 after tax. For that financial year KAJO & CO recorded a gross margin of € 232,165 and equity of € 1.6 million. Compared with financial year 2025, the result moved from € -107,279 to € 57,528. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 27, 2026.
€ 1.6 million
▲ 4% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 57,528
▲ still € 107,279 loss in 2025
Profit after tax over the fiscal year.
€ 22,112
▲ € 18,046 vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 1.6 million.
People and assets in 2026
€ 3,504
▲ 5% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 835,556
▼ 11% vs 2025
Loans from banks and other lenders, long and short.
€ 8,577
▲ 31% vs 2025
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 283,334 | € 263,487 | € 243,475 | € 232,165 | ▼ 5% |
| Profit after taxes | € -128,220 | € -131,960 | € -107,279 | € 57,528 | ▲ € 164,808 |
| Equity | € 1,812,900 | € 1,680,939 | € 1,567,880 | € 1,625,408 | ▲ 4% |
| Total debts | € 1,128,472 | € 1,048,974 | € 953,209 | € 847,112 | ▼ 11% |
| Cash | € 32,227 | € 8,324 | € 4,066 | € 22,112 | ▲ € 18,046 |
| Land & buildings | € 2,751,736 | € 2,422,224 | € 2,159,907 | € 1,998,358 | ▼ 7% |
| Retained profit | € 1,750,900 | € 1,618,939 | € 1,505,880 | € 1,563,408 | ▲ 4% |
| Dividend | € 0 | € 0 | € 5,780 | € 0 | ▼ 100% |
| Bank debt | € 422,222 | € 1,042,222 | € 938,889 | € 835,556 | ▼ 11% |
| Balance sheet total | € 2,941,372 | € 2,729,914 | € 2,521,089 | € 2,472,520 | ▼ 2% |
Key figures of KAJO & CO, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to KAJO & CO?
What happened at KAJO & CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- MARIE-CHRISTINE DE SCHUTTER stepped down as director. NBB
- ALBERT CLEIREN stepped down as director. NBB
- DAVID CLEIREN stepped down as director. NBB
- New annual accounts for financial year 2026: profit of € 57,528. Source: NBB ↗
- MARIE-CHRISTINE DE SCHUTTER became a director. NBB
- ALBERT CLEIREN became a director. NBB
- DAVID CLEIREN became a director. NBB
- New establishment in Antwerpen. KBO
In short
From € 128,220 loss in 2023 to € 57,528 profit in 2026.
Paid € 1,667 in corporate taxes since 2023.
Best year ever: 2026, with € 57,528 profit.
Paid out € 5,780 in dividends to the owners in total.
Management
It owns 10% of ATLAS HOMES itself.
Directors
According to the 2026 annual accounts
MARIE-CHRISTINE DE SCHUTTER
Director
since 2024 · until 2030
ALBERT CLEIREN
Managing director
since 2024 · until 2030
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
Duinzichtlei (Dp) 17
2920 Kalmthout
Cadixstraat 35 box A
2000 Antwerpen
Active since 1 April 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.926.323
- VAT number
- BE 0434.926.323
- Registered office
- Duinzichtlei (Dp) 17, 2920 Kalmthout
- Names & denominations
- KAJO & CO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 August 1988
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
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