What is the address of FINARCO?

The registered office of FINARCO is located at Avenue des Lanciers 43, 4900 Spa.

Is FINARCO still active?

Yes. According to the CBE (30 October 2026) FINARCO is active, legal situation “Normale toestand”, started on 22 June 1988.

Is FINARCO registered on Peppol?

No, FINARCO is currently not registered on the Peppol network.

What is the enterprise number of FINARCO?

The enterprise number of FINARCO is BE0434656010.

When was FINARCO founded?

FINARCO was founded on 22 June 1988.

Who are the directors of FINARCO?

According to the 2025 annual accounts, the directors of FINARCO are: Marie-Anne Demaret.

Is FINARCO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 22 June 1988; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did FINARCO make in 2025?

FINARCO posted a profit after taxes of € 177 in financial year 2025.

What is the revenue of FINARCO?

As a small company, FINARCO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € -1,266.

FINARCO (Public Limited) - Spa - BE0434656010

Dossier FINARCO, printed on 30 October 2026 from databakkes.be/en/0434656010/finarco. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

FINARCO from Spa, company number BE0434656010, closed financial year 2025 with a result of € 177 after tax. For that financial year FINARCO recorded a gross margin of € -1,266 and equity of € 93,480. Compared with financial year 2024, the result moved from € -277 to € 177. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 14, 2026.

What it is worth Growing

€ 93,480

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 177

▲ still € 277 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 996

▲ € 813 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 20,352.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 1,840

▲ 55% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -443 Gross margin 2022: € -443 First fiscal year in the series	€ -530 Gross margin 2023: € -530 ▼ € 87 vs 2022 (€ -443) Unfavourable step	€ -3,154 Gross margin 2024: € -3,154 ▼ € 2,624 vs 2023 (€ -530) Unfavourable step	€ -1,266 Gross margin 2025: € -1,266 ▲ € 1,888 vs 2024 (€ -3,154) Favourable step	▲ € 1,888
Profit after taxes	€ -3,462 Profit after taxes 2022: € -3,462 First fiscal year in the series	€ -1,683 Profit after taxes 2023: € -1,683 ▲ € 1,778 vs 2022 (€ -3,462) Favourable step	€ -277 Profit after taxes 2024: € -277 ▲ € 1,407 vs 2023 (€ -1,683) Favourable step	€ 177 Profit after taxes 2025: € 177 ▲ € 454 vs 2024 (€ -277) Favourable step	▲ € 454
Equity	€ 95,263 Equity 2022: € 95,263 First fiscal year in the series	€ 93,580 Equity 2023: € 93,580 ▼ 2% vs 2022 (€ 95,263) Unfavourable step	€ 93,303 Equity 2024: € 93,303 Unchanged (€ 93,580) Unfavourable step	€ 93,480 Equity 2025: € 93,480 Unchanged (€ 93,303) Favourable step
Total debts	€ 5,666 Total debts 2022: € 5,666 First fiscal year in the series	€ 6,643 Total debts 2023: € 6,643 ▲ 17% vs 2022 (€ 5,666) Unfavourable step	€ 6,107 Total debts 2024: € 6,107 ▼ 8% vs 2023 (€ 6,643) Favourable step	€ 6,757 Total debts 2025: € 6,757 ▲ 11% vs 2024 (€ 6,107) Unfavourable step	▲ 11%
Cash	€ 495 Cash 2022: € 495 First fiscal year in the series	€ 965 Cash 2023: € 965 ▲ 95% vs 2022 (€ 495) Favourable step	€ 183 Cash 2024: € 183 ▼ 81% vs 2023 (€ 965) Unfavourable step	€ 996 Cash 2025: € 996 ▲ € 813 vs 2024 (€ 183) Favourable step	▲ € 813
Land & buildings	€ 92,960 Land & buildings 2022: € 92,960 First fiscal year in the series	€ 92,960 Land & buildings 2023: € 92,960 Unchanged (€ 92,960) Unchanged	€ 92,960 Land & buildings 2024: € 92,960 Unchanged (€ 92,960) Unchanged	€ 92,960 Land & buildings 2025: € 92,960 Unchanged (€ 92,960) Unchanged
Retained profit	€ 22,135 Retained profit 2022: € 22,135 First fiscal year in the series	€ 20,452 Retained profit 2023: € 20,452 ▼ 8% vs 2022 (€ 22,135) Unfavourable step	€ 20,175 Retained profit 2024: € 20,175 ▼ 1% vs 2023 (€ 20,452) Unfavourable step	€ 20,352 Retained profit 2025: € 20,352 ▲ 1% vs 2024 (€ 20,175) Favourable step	▲ 1%
Balance sheet total	€ 100,929 Balance sheet total 2022: € 100,929 First fiscal year in the series	€ 100,222 Balance sheet total 2023: € 100,222 ▼ 1% vs 2022 (€ 100,929) Unchanged	€ 99,410 Balance sheet total 2024: € 99,410 ▼ 1% vs 2023 (€ 100,222) Unchanged	€ 100,238 Balance sheet total 2025: € 100,238 ▲ 1% vs 2024 (€ 99,410) Unchanged	▲ 1%

Key figures of FINARCO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINARCO?

What happened at FINARCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2028 Marie-Anne Demaret stepped down as director. NBB
Aug 14, 2026 New annual accounts for financial year 2025: profit of € 177. filed late Source: NBB ↗
2022 Marie-Anne Demaret became a director. NBB
Jul 7, 1988 New establishment in Spa. KBO
Jun 22, 1988 Start of the company according to the CBE. KBO

In short

From € 3,462 loss in 2022 to € 177 profit in 2025.

Paid € 23 in corporate taxes since 2022.

Best year ever: 2025, with € 177 profit.

Original PDFs at the National Bank ↗

Management

Directors

According to the 2025 annual accounts

Marie-Anne Demaret

Managing director

since 2022 · until 2028

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue des Lanciers 43

4900 Spa

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0434.656.010
VAT number: BE 0434.656.010
Registered office: Avenue des Lanciers 43, 4900 Spa
Names & denominations: FINARCO
Enterprise type: Rechtspersoon
Legal form: Public limited company
Legal situation: Normale toestand
Start date: 22 June 1988
Peppol: Not registered

View on CBE Public ↗ Annual accounts (NBB) ↗

FINARCO