Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
PAYOKE VZW from Antwerpen, company number BE0434598996, closed financial year 2025 with a result of € -68,513 after tax. For that financial year PAYOKE VZW recorded revenue of € 78,040 and equity of € 418,542. Compared with financial year 2024, the result moved from € -51,394 to € -68,513. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 3, 2026.
€ 418,542
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -68,513
▼ 33 % more loss than in 2024
Profit after tax over the fiscal year.
€ 303,112
▼ 37% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
17.8
▼ 2.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▼ 9% vs 2024
€ 73,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,003
▼ 50% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 80,000
▼ 43% vs 2024
€ 40,000 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 13,162
▼ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 122,695
▼ 18% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 9,197 | € 61,609 | € 46,669 | € 78,040 | ▲ 67% |
| Gross margin | € 942,477 | € 1,468,955 | € 1,487,038 | € 1,277,223 | ▼ 14% |
| Profit after taxes | € -188,029 | € 233,144 | € -51,394 | € -68,513 | ▼ € 17,119 |
| Equity | € 320,306 | € 548,450 | € 492,055 | € 418,542 | ▼ 15% |
| Total debts | € 376,616 | € 639,809 | € 345,477 | € 240,051 | ▼ 31% |
| Cash | € 374,575 | € 712,492 | € 477,759 | € 303,112 | ▼ 37% |
| Retained profit | € 300,306 | € 533,450 | € 482,055 | € 413,542 | ▼ 14% |
| Bank debt | € 200,000 | € 200,000 | € 140,000 | € 80,000 | ▼ 43% |
| Balance sheet total | € 946,922 | € 1,188,259 | € 837,533 | € 658,593 | ▼ 21% |
| Employees (FTE) | 15.9 | 18.5 | 19.9 | 17.8 | ▼ 2.1 |
Key figures of PAYOKE VZW, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PAYOKE VZW?
What happened at PAYOKE VZW in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 68,513. Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 188,029 loss in 2022 to € 68,513 loss in 2025.
Paid € 218 in corporate taxes since 2022.
Best year ever: 2023, with € 233,144 profit.
On average € 71,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PAYOKE VZW are Rudy Bruylandts, Hans Erik De Ceuster, Annouk Brebels, Leen Snijkers, Sabine Vanvooren and Charlotte Nietvelt.
Directors
According to the 2025 annual accounts
Rudy Bruylandts
Director
Hans Erik De Ceuster
Chairman of the board
Annouk Brebels
Director
Leen Snijkers
Director
Sabine Vanvooren
Director
Charlotte Nietvelt
Director
Establishments
Establishment units
Physical locations of this company
Leguit 4
2000 Antwerpen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.598.996
- VAT number
- BE 0434.598.996
- Registered office
- Leguit 4, 2000 Antwerpen
- Names & denominations
- PAYOKE VZW
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 10 March 1988
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
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