What is the address of Office Régional de Financement et d'Assurances?

The registered office of Office Régional de Financement et d'Assurances is located at Rue de Binche(CO) 74, 6180 Courcelles.

Is Office Régional de Financement et d'Assurances still active?

Yes. According to the CBE (31 October 2026) Office Régional de Financement et d'Assurances is active, legal situation “Normale toestand”, started on 15 June 1988.

Is Office Régional de Financement et d'Assurances registered on Peppol?

No, Office Régional de Financement et d'Assurances is currently not registered on the Peppol network.

What is the enterprise number of Office Régional de Financement et d'Assurances?

The enterprise number of Office Régional de Financement et d'Assurances is BE0434592365.

Is Office Régional de Financement et d'Assurances a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 June 1988; 5 annual accounts filed, latest fiscal year 2025.

How much profit did Office Régional de Financement et d'Assurances make in 2025?

Office Régional de Financement et d'Assurances posted a profit after taxes of € 0 in financial year 2025.

Office Régional de Financement et d'Assurances (Cooperative)

Q: When was Office Régional de Financement et d'Assurances founded?

Office Régional de Financement et d'Assurances was founded on 15 June 1988.

Dossier Office Régional de Financement et d'Assurances, printed on 31 October 2026 from databakkes.be/en/0434592365/office-regional-de-financement-et-d-assurances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Office Régional de Financement et d'Assurances from Courcelles, company number BE0434592365, closed financial year 2025 with a result of € 0 after tax. Compared with financial year 2024, the result moved from € 1,403 to € 0. Around break-even. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 14, 2026.

What it is worth Healthy

€ 20,626

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit

€ 0

▼ 100% vs 2024

Profit after tax over the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 2,034.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 36,363 Revenue 2022: € 36,363 First fiscal year in the series	-	-	-
Gross margin	€ 25,790 Gross margin 2022: € 25,790 First fiscal year in the series	€ -756 Gross margin 2023: € -756 ▼ € 26,546 vs 2022 (€ 25,790) Unfavourable step	-	-
Profit after taxes	€ 4,408 Profit after taxes 2022: € 4,408 First fiscal year in the series	€ -99 Profit after taxes 2023: € -99 ▼ € 4,507 vs 2022 (€ 4,408) Unfavourable step	€ 1,403 Profit after taxes 2024: € 1,403 ▲ € 1,502 vs 2023 (€ -99) Favourable step	€ 0 Profit after taxes 2025: € 0 ▼ 100% vs 2024 (€ 1,403) Unfavourable step	▼ 100%
Equity	€ 19,322 Equity 2022: € 19,322 First fiscal year in the series	€ 19,223 Equity 2023: € 19,223 ▼ 1% vs 2022 (€ 19,322) Unfavourable step	€ 20,626 Equity 2024: € 20,626 ▲ 7% vs 2023 (€ 19,223) Favourable step	€ 20,626 Equity 2025: € 20,626 Unchanged (€ 20,626) Unchanged
Total debts	€ 2,210 Total debts 2022: € 2,210 First fiscal year in the series	€ 1,849 Total debts 2023: € 1,849 ▼ 16% vs 2022 (€ 2,210) Favourable step	€ 0 Total debts 2024: € 0 ▼ 100% vs 2023 (€ 1,849) Favourable step	€ 0 Total debts 2025: € 0 Unchanged (€ 0) Unchanged
Cash	€ 7,666 Cash 2022: € 7,666 First fiscal year in the series	€ 5,309 Cash 2023: € 5,309 ▼ 31% vs 2022 (€ 7,666) Unfavourable step	-	-
Retained profit	€ 730 Retained profit 2022: € 730 First fiscal year in the series	€ 631 Retained profit 2023: € 631 ▼ 14% vs 2022 (€ 730) Unfavourable step	€ 2,034 Retained profit 2024: € 2,034 ▲ 222% vs 2023 (€ 631) Favourable step	€ 2,034 Retained profit 2025: € 2,034 Unchanged (€ 2,034) Unchanged
Bank debt	€ 2,210 Bank debt 2022: € 2,210 First fiscal year in the series	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 2,210) Favourable step	€ 0 Bank debt 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Bank debt 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 21,532 Balance sheet total 2022: € 21,532 First fiscal year in the series	€ 21,072 Balance sheet total 2023: € 21,072 ▼ 2% vs 2022 (€ 21,532) Unchanged	€ 20,626 Balance sheet total 2024: € 20,626 ▼ 2% vs 2023 (€ 21,072) Unchanged	€ 20,626 Balance sheet total 2025: € 20,626 Unchanged (€ 20,626) Unchanged

Key figures of Office Régional de Financement et d'Assurances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Office Régional de Financement et d'Assurances?

What happened at Office Régional de Financement et d'Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 14, 2026 New annual accounts for financial year 2025: profit of € 0 (▼ 100% vs 2024). filed late Source: NBB ↗
Jun 27, 1988 New establishment in Courcelles. KBO
Jun 15, 1988 Start of the company according to the CBE. KBO

In short

From € 4,408 profit in 2022 to € 0 profit in 2025.

Paid € 1,845 in corporate taxes since 2022.

Best year ever: 2022, with € 4,408 profit.

Original PDFs at the National Bank ↗

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Binche(CO) 74

6180 Courcelles

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0434.592.365
VAT number: BE 0434.592.365
Registered office: Rue de Binche(CO) 74, 6180 Courcelles
Names & denominations: Office Régional de Financement et d'Assurances · O.R.F.A.
Enterprise type: Rechtspersoon
Legal form: Cooperative company
Legal situation: Normale toestand
Start date: 15 June 1988
Peppol: Not registered

View on CBE Public ↗ Annual accounts (NBB) ↗

Office Régional de Financement et d'Assurances