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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
21 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Financité from Liège, company number BE0434307602, closed financial year 2025 with a result of € 9,177 after tax. For that financial year Financité recorded a gross margin of € 1.6 million and equity of € 137,916. Compared with financial year 2024, the result moved from € 21,822 to € 9,177. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 137,916
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,177
▼ 58% vs 2024
Profit after tax over the fiscal year.
€ 702,766
▲ 144% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
18.1
▼ 1.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.4 million
▼ 3% vs 2024
€ 79,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 522
▼ 72% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1 million
▲ 24% vs 2024
€ 200,000 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 126,529
▲ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 187,635
▼ 8% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 90,678 | - | |
| Gross margin | € 1,329,967 | € 1,511,771 | € 1,577,671 | € 1,647,392 | ▲ 4% |
| Profit after taxes | € -105,758 | € 1,180 | € 21,822 | € 9,177 | ▼ 58% |
| Equity | € 105,737 | € 106,917 | € 128,739 | € 137,916 | ▲ 7% |
| Total debts | € 1,304,730 | € 1,486,283 | € 1,422,114 | € 1,673,265 | ▲ 18% |
| Cash | € 369,453 | € 417,633 | € 288,131 | € 702,766 | ▲ 144% |
| Land & buildings | € 574,578 | € 558,494 | € 542,409 | € 526,324 | ▼ 3% |
| Retained profit | € 19,842 | € 21,022 | € 42,844 | € 52,020 | ▲ 21% |
| Bank debt | € 833,600 | € 805,300 | € 811,700 | € 1,009,800 | ▲ 24% |
| Balance sheet total | € 1,410,467 | € 1,593,200 | € 1,550,854 | € 1,922,325 | ▲ 24% |
| Employees (FTE) | 18.8 | 19 | 20 | 18.1 | ▼ 1.9 |
Key figures of Financité, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Financité?
What happened at Financité in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- PETERS André stepped down as director. NBB
- Etienne BEDORET stepped down as director. NBB
- Christophe MERCIER stepped down as director. NBB
- Mouvement Ouvrier Chrétien stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 9,177 (▼ 58% vs 2024). filed late Source: NBB ↗
- Les Scouts stepped down as director. NBB
- Christophe MERCIER became a director. NBB
- Isabelle FRANCK stepped down as director. NBB
In short
From € 105,758 loss in 2022 to € 9,177 profit in 2025.
Paid € 45 in corporate taxes since 2022.
Best year ever: 2024, with € 21,822 profit.
On average € 91,000 of value added per employee in 2025.
A new publication or filing at Financité? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
PETERS André
Director
since 2022 · until 2028
Etienne BEDORET
Chairman of the board
since 2022 · until 2028
Christophe MERCIER
Director
since 2025 · until 2028
Director · represented by Yuliya CHELENOC
Also active at: COORDINATION ET INITIATIVES POUR ET AVEC LES REFUGIES ET ETRANGERS, La Fonderie, Actions intégrées de Développement, Centre d'Insertion et de Développement, MAISON DE LA PARTICIPATION ET DES ASSOCIATIONS
since 2023 · until 2026
Director · represented by Christophe RALET
since 2017 · until 2026
Isabelle FRANCK
Director
since 2022 · until 2025
Establishments
Establishment units
Physical locations of this company
Rue de l'Académie 53
4000 Liège
Kruidtuinstraat 75
1210 Sint-Joost-ten-Node
Active since 1 April 2006
Rue de Marcinelle 30
6000 Charleroi
Active since 15 February 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 21 companies are registered at this address.
All companies at this address →FEBECOOP WALLONIE-BRUXELLES
INDAO
€ 2.1 million gross margin · 2025
Imagine COOP
€ 296,795 gross margin · 2025
RESCOOP WALLONIE
NOVACITIS
€ 154,986 gross margin · 2025
+16 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.307.602
- VAT number
- BE 0434.307.602
- Registered office
- Rue de l'Académie 53, 4000 Liège
- Names & denominations
- Financité
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 9 September 1987
- Peppol
- Active · Active since 29 Jul 2026
- Contact
- [email protected] 02/340.08.60
- Activities · NACE
Verenigingen en bewegingen voor volwassenen
Detailhandel in kranten en andere tijdschriften
Detailhandel in boeken, kranten, tijdschriften en kantoorbehoeften
Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels