Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Lumo Invest from Hasselt, company number BE0434220401, closed financial year 2025 with a result of € -19,083 after tax. For that financial year Lumo Invest recorded a gross margin of € 72,646 and equity of € 234,337. Compared with financial year 2024, the result moved from € 54,047 to € -19,083. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 234,337
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,083
▼ still € 54,047 profit in 2024
Profit after tax over the fiscal year.
€ 31,316
▼ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 122,795.
People and assets in 2025
€ 51,238
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 469,656
▲ 4% vs 2024
€ 33,527 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 22,630
▲ 1% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 180,518 | € 48,213 | € 135,930 | € 72,646 | ▼ 47% |
| Profit after taxes | € 55,501 | € 3,889 | € 54,047 | € -19,083 | ▼ € 73,130 |
| Equity | € 195,485 | € 199,374 | € 253,420 | € 234,337 | ▼ 8% |
| Total debts | € 90,581 | € 556,942 | € 536,515 | € 809,977 | ▲ 51% |
| Cash | € 100,633 | € 23,522 | € 62,087 | € 31,316 | ▼ 50% |
| Land & buildings | € 76,134 | € 715,478 | € 693,097 | € 670,716 | ▼ 3% |
| Retained profit | € 83,943 | € 87,832 | € 141,879 | € 122,795 | ▼ 13% |
| Dividend | € 100,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 0 | € 430,912 | € 449,637 | € 469,656 | ▲ 4% |
| Balance sheet total | € 286,066 | € 756,316 | € 789,936 | € 1,044,314 | ▲ 32% |
| Employees (FTE) | 2.1 | 0 | - | - |
Key figures of Lumo Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Lumo Invest?
What happened at Lumo Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 19,083 (▼ € 73,130 vs 2024). Source: NBB ↗
- New establishment in Hasselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 55,501 profit in 2022 to € 19,083 loss in 2025.
Paid € 38,887 in corporate taxes since 2022.
Best year ever: 2022, with € 55,501 profit.
On average € 86,000 of value added per employee in 2022.
A new publication or filing at Lumo Invest? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Lumo Invest are Joseph Vantilt and Martijn Willems. Joseph Vantilt is also behind SOMNIUM INVEST.
Directors
According to the 2025 annual accounts
Martijn Willems
Director
Establishments
Establishment units
Physical locations of this company
Reeweg 110
3720 Hasselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.220.401
- VAT number
- BE 0434.220.401
- Registered office
- Reeweg 110, 3720 Hasselt
- Names & denominations
- Lumo Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 May 1988
- Peppol
- Active · Active since 17 Apr 2025
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Overige zakelijke dienstverlening, neg
Vermogensbeheer
Handel in eigen onroerend goed