Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SCHRIJNWERKERIJ DANIEL CALLEWAERT from Torhout, company number BE0434208622, closed financial year 2025 with a result of € 1,660 after tax. For that financial year SCHRIJNWERKERIJ DANIEL CALLEWAERT recorded a gross margin of € 215,187 and equity of € 91,471. Compared with financial year 2024, the result moved from € -43,497 to € 1,660. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 91,471
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,660
▲ still € 43,497 loss in 2024
Profit after tax over the fiscal year.
€ 201
▼ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 72,879.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 189,197
▲ 34% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,164
▼ 53% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 26,456
▼ 8% vs 2024
Loans from banks and other lenders, long and short.
€ 100,119
▲ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,696
▲ 105% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 146,439 | € 159,054 | € 132,377 | € 215,187 | ▲ 63% |
| Profit after taxes | € 8,419 | € 10,194 | € -43,497 | € 1,660 | ▲ € 45,158 |
| Equity | € 123,114 | € 133,308 | € 89,810 | € 91,471 | ▲ 2% |
| Total debts | € 107,329 | € 128,408 | € 112,247 | € 146,421 | ▲ 30% |
| Cash | € 10,609 | € 7,120 | € 5,501 | € 201 | ▼ 96% |
| Land & buildings | € 31,715 | € 28,869 | € 27,579 | € 26,290 | ▼ 5% |
| Retained profit | € 104,522 | € 114,716 | € 71,218 | € 72,879 | ▲ 2% |
| Bank debt | € 23,556 | € 42,763 | € 28,724 | € 26,456 | ▼ 8% |
| Balance sheet total | € 230,443 | € 261,716 | € 202,057 | € 237,891 | ▲ 18% |
Key figures of SCHRIJNWERKERIJ DANIEL CALLEWAERT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SCHRIJNWERKERIJ DANIEL CALLEWAERT?
What happened at SCHRIJNWERKERIJ DANIEL CALLEWAERT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,660. Source: NBB ↗
- New establishment in Torhout. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,419 profit in 2022 to € 1,660 profit in 2025.
Paid € 10,197 in corporate taxes since 2022.
Best year ever: 2023, with € 10,194 profit.
Management
Behind SCHRIJNWERKERIJ DANIEL CALLEWAERT is Fabio Callewaert.
Directors
According to the 2025 annual accounts
Fabio Callewaert
Manager
Establishments
Establishment units
Physical locations of this company
Driekoningenstraat 9
8820 Torhout
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.208.622
- VAT number
- BE 0434.208.622
- Registered office
- Driekoningenstraat 9, 8820 Torhout
- Names & denominations
- SCHRIJNWERKERIJ DANIEL CALLEWAERT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 May 1988
- Peppol
- Active · Active since 26 Nov 2025
- Activities · NACE
Schrijnwerk
Schrijnwerk van hout of van kunststof