Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 3.5 to 2.3.
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Busy address KBO
54 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
EUROPAY BELGIUM from Sint-Joost-ten-Node, company number BE0434197536, closed financial year 2025 with a result of € 71,579 after tax. For that financial year EUROPAY BELGIUM recorded revenue of € 6 million and equity of € 2 million. Compared with financial year 2024, the result moved from € 120,149 to € 71,579. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 1, 2026.
€ 2 million
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 71,579
▼ 40% vs 2024
Profit after tax over the fiscal year.
€ 25.4 million
▼ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.2 million.
People and assets in 2025
2.3
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 213,564
▼ 19% vs 2024
€ 92,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 949
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 623,105
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 39 days on average.
€ 191,290
▲ 8% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 5,389,380 | € 5,517,314 | € 5,604,911 | € 5,991,238 | ▲ 7% |
| Profit after taxes | € 30,517 | € 35,688 | € 120,149 | € 71,579 | ▼ 40% |
| Equity | € 1,777,068 | € 1,812,756 | € 1,932,905 | € 2,002,377 | ▲ 4% |
| Total debts | € 44,559,563 | € 41,388,190 | € 40,654,026 | € 25,251,256 | ▼ 38% |
| Cash | € 45,783,255 | € 42,398,643 | € 41,270,065 | € 25,379,323 | ▼ 39% |
| Retained profit | € 940,346 | € 976,034 | € 1,096,183 | € 1,167,762 | ▲ 7% |
| Balance sheet total | € 46,336,631 | € 43,200,946 | € 42,586,931 | € 27,253,633 | ▼ 36% |
| Employees (FTE) | 3.5 | 3.5 | 2.6 | 2.3 | ▼ 0.3 |
Key figures of EUROPAY BELGIUM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to EUROPAY BELGIUM?
What happened at EUROPAY BELGIUM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 71,579 (▼ 40% vs 2024). Source: NBB ↗
- SANDRINE SEMPELS stepped down as director. NBB
- NATACHA DUVIVIER stepped down as director. NBB
- PETER DE WIT stepped down as director. NBB
- GUIDO JANSSENS stepped down as director. NBB
- JO BAETENS stepped down as director. NBB
- YANNICK WILLEMS stepped down as director. NBB
- SERGIO RIBEIRO stepped down as director. NBB
In short
From € 30,517 profit in 2022 to € 71,579 profit in 2025.
Paid € 106,207 in corporate taxes since 2022.
Best year ever: 2024, with € 120,149 profit.
Pays suppliers within 39 days on average.
A new publication or filing at EUROPAY BELGIUM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by BNP Paribas Fortis NV (40.6%), ING België NV (20.7%), KBC Bank NV (14.7%), Belfius Bank NV (13.6%), Crelan NV (3.2%) and Beobank NV (1.8%).
Directors
According to the 2025 annual accounts
since 2025 · until 2026
NATACHA DUVIVIER
Director
since 2025 · until 2026
since 2025 · until 2026
GUIDO JANSSENS
Director
since 2025 · until 2026
since 2025 · until 2026
since 2025 · until 2026
SERGIO RIBEIRO
Director
since 2025 · until 2026
since 2025 · until 2026
since 2025 · until 2026
Shareholders
40.6%
20.7%
14.7%
13.6%
3.2%
1.8%
0.3%
0.2%
0.2%
0.2%
0%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Koning Albert II-laan 19
1210 Sint-Joost-ten-Node
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 54 companies are registered at this address.
All companies at this address →Instituut van de Bedrijfsrevisoren
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+49 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.197.536
- VAT number
- BE 0434.197.536
- Registered office
- Koning Albert II-laan 19, 1210 Sint-Joost-ten-Node
- Names & denominations
- EUROPAY BELGIUM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 April 1988
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Overige zakelijke dienstverlening, neg
Overige zakelijke dienstverlening, n.e.g.