Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CAJO from Heusden-Zolder, company number BE0434187440, closed financial year 2025 with a result of € 144,598 after tax. For that financial year CAJO recorded a gross margin of € 222,834 and equity of € -104,758. Compared with financial year 2024, the result moved from € -88,992 to € 144,598. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ -104,758
▼ € 245,403 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 144,598
▲ still € 88,992 loss in 2024
Profit after tax over the fiscal year.
€ 413,900
▲ € 398,682 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -216,303.
Debts at end 2025
€ 151,882
▼ 32% vs 2024
€ 37,264 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 228
▼ 96% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,107
▲ 9% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 16,138 | € 237,167 | € 10,362 | € 222,834 | ▲ € 212,472 |
| Profit after taxes | € -99,793 | € 97,557 | € -88,992 | € 144,598 | ▲ € 233,590 |
| Equity | € 132,080 | € 229,637 | € 140,644 | € -104,758 | ▼ € 245,403 |
| Total debts | € 2,229,512 | € 2,156,794 | € 2,203,694 | € 1,872,294 | ▼ 15% |
| Cash | € 23,236 | € 81,566 | € 15,218 | € 413,900 | ▲ € 398,682 |
| Land & buildings | € 1,434,079 | € 1,376,897 | € 1,390,180 | € 327,734 | ▼ 76% |
| Retained profit | € -369,465 | € -271,908 | € -360,900 | € -216,303 | ▲ € 144,598 |
| Bank debt | € 1,113,981 | € 234,199 | € 222,471 | € 151,882 | ▼ 32% |
| Balance sheet total | € 2,361,591 | € 2,386,431 | € 2,344,339 | € 1,767,536 | ▼ 25% |
Key figures of CAJO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CAJO?
What happened at CAJO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 144,598. Source: NBB ↗
- New establishment in Heusden-Zolder. KBO
- Start of the company according to the CBE. KBO
In short
From € 99,793 loss in 2022 to € 144,598 profit in 2025.
Paid € 5,581 in corporate taxes since 2022.
Best year ever: 2025, with € 144,598 profit.
A new publication or filing at CAJO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CAJO are Martine VERCANT and Jean CAUBERGS. It owns 50% of LIMTRACO itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
M. Scheperslaan 74
3550 Heusden-Zolder
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0434.187.440
- VAT number
- BE 0434.187.440
- Registered office
- M. Scheperslaan 74, 3550 Heusden-Zolder
- Names & denominations
- CAJO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 April 1988
- Peppol
- Active · Active since 13 Dec 2025