Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ADFINANCE BELGIUM from Schilde, company number BE0433883869, closed financial year 2025 with a result of € -216,119 after tax. For that financial year ADFINANCE BELGIUM recorded a gross margin of € -76,467 and equity of € -2.8 million. Compared with financial year 2024, the result moved from € -198,642 to € -216,119. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ -2.8 million
▼ € 216,119 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -216,119
▼ 9 % more loss than in 2024
Profit after tax over the fiscal year.
€ 41,492
▲ € 36,944 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -3.1 million.
People and assets in 2025
€ 20,617
▼ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7,958
▲ 264% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,712
▼ 16% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -105,297 | € -145,005 | € -69,198 | € -76,467 | ▼ € 7,269 |
| Profit after taxes | € -239,571 | € -265,030 | € -198,642 | € -216,119 | ▼ € 17,477 |
| Equity | € -2,088,890 | € -2,353,920 | € -2,552,562 | € -2,768,682 | ▼ € 216,119 |
| Total debts | € 2,412,254 | € 2,646,829 | € 2,830,566 | € 3,067,233 | ▲ 8% |
| Cash | € 43,288 | € 3,046 | € 4,548 | € 41,492 | ▲ € 36,944 |
| Land & buildings | € 182,015 | € 203,188 | € 198,167 | € 193,158 | ▼ 3% |
| Retained profit | € -2,448,890 | € -2,713,920 | € -2,912,562 | € -3,128,682 | ▼ € 216,119 |
| Balance sheet total | € 323,364 | € 292,909 | € 278,003 | € 298,551 | ▲ 7% |
Key figures of ADFINANCE BELGIUM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ADFINANCE BELGIUM?
What happened at ADFINANCE BELGIUM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Karin P.L. Adriaenssen stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 216,119. filed late Source: NBB ↗
- Alexander A. Villaverde Zweegers stepped down as director. NBB
- Alexander A. Villaverde Zweegers became a director. NBB
- Karin P.L. Adriaenssen became a director. NBB
- New establishment in Schilde. KBO
- Start of the company according to the CBE. KBO
In short
From € 239,571 loss in 2022 to € 216,119 loss in 2025.
Management
The shares are held by Luxembourg Finance House (100%).
Directors
According to the 2025 annual accounts
Alexander A. Villaverde Zweegers
Director
since 2020 · until 2026
Karin P.L. Adriaenssen
Director
since 2016 · until 2028
Shareholders
Luxembourg Finance House
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Moerstraat 53 b
2970 Schilde
Moerstraat 53 box B
2970 Schilde
Active since 26 March 1991
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0433.883.869
- VAT number
- BE 0433.883.869
- Registered office
- Moerstraat 53 b, 2970 Schilde
- Names & denominations
- ADFINANCE BELGIUM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 March 1988
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering