Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Shrinking team NBB
FTE fell two years in a row, from 2.8 to 2.1.
Financials
Financial year 2025
Verzekeringen Deltour from Hooglede, company number BE0433787364, closed financial year 2025 with a result of € 209,153 after tax. For that financial year Verzekeringen Deltour recorded a gross margin of € 600,781 and equity of € 775,992. Compared with financial year 2024, the result moved from € 264,875 to € 209,153. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 19, 2026.
€ 775,992
▲ 32% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 209,153
▼ 21% vs 2024
Profit after tax over the fiscal year.
€ 198,534
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 22,653 paid out
11 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
2.1
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 144,014
▲ 20% vs 2024
€ 68,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 90,518
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 245,000
€ 60,000 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 16,154
▲ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,713
▼ 69% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 479,050 | € 471,793 | € 539,662 | € 600,781 | ▲ 11% |
| Profit after taxes | € 187,403 | € 238,139 | € 264,875 | € 209,153 | ▼ 21% |
| Equity | € 286,478 | € 424,617 | € 589,492 | € 775,992 | ▲ 32% |
| Total debts | € 165,865 | € 201,683 | € 153,772 | € 284,388 | ▲ 85% |
| Cash | € 327,928 | € 400,485 | € 434,078 | € 198,534 | ▼ 54% |
| Land & buildings | € 53,055 | € 68,175 | € 108,939 | € 684,948 | ▲ € 576,009 |
| Retained profit | € 266,478 | € 404,617 | € 569,492 | € 755,992 | ▲ 33% |
| Dividend | € 99,786 | € 100,000 | € 100,000 | € 22,653 | ▼ 77% |
| Bank debt | € 0 | € 0 | € 0 | € 245,000 | |
| Balance sheet total | € 452,343 | € 626,300 | € 743,264 | € 1,060,380 | ▲ 43% |
| Employees (FTE) | 2.8 | 2.8 | 2.4 | 2.1 | ▼ 0.3 |
Key figures of Verzekeringen Deltour, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Verzekeringen Deltour?
What happened at Verzekeringen Deltour in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 209,153 (▼ 21% vs 2024). Source: NBB ↗
- New establishment in Hooglede. KBO
- Start of the company according to the CBE. KBO
In short
From € 187,403 profit in 2022 to € 209,153 profit in 2025.
Paid € 398,053 in corporate taxes since 2022.
Best year ever: 2024, with € 264,875 profit.
On average € 286,100 of value added per employee in 2025.
Management
Behind Verzekeringen Deltour are Bart Tyvaert, Frank Bossuyt and Veerle Deltour.
Directors
According to the 2025 annual accounts
Bart Tyvaert
Director
Frank Bossuyt
Director
Veerle Deltour
Director
Establishments
Establishment units
Physical locations of this company
Roeselarestraat 23
8830 Hooglede
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Website info
Features
Details
- Company number
- 0433.787.364
- VAT number
- BE 0433.787.364
- Registered office
- Roeselarestraat 23, 8830 Hooglede
- Names & denominations
- Verzekeringen Deltour
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 March 1988
- Peppol
- Active · Active since 21 Oct 2026
- Contact
- verzekeringendeltour.be 051 20 56 40
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten