What does LAMBRECHT ASSURANCES do?

LAMBRECHT ASSURANCES is an insurance broker in Libin. Public Limited, started on 28 March 1988, 2 establishments.

What is the address of LAMBRECHT ASSURANCES?

The registered office of LAMBRECHT ASSURANCES is located at Rue du Commerce 16, 6890 Libin.

Is LAMBRECHT ASSURANCES still active?

Yes. According to the CBE (30 October 2026) LAMBRECHT ASSURANCES is active, legal situation “Normale toestand”, started on 28 March 1988.

Is LAMBRECHT ASSURANCES registered on Peppol?

No, LAMBRECHT ASSURANCES is currently not registered on the Peppol network.

What is the enterprise number of LAMBRECHT ASSURANCES?

The enterprise number of LAMBRECHT ASSURANCES is BE0433753415.

When was LAMBRECHT ASSURANCES founded?

LAMBRECHT ASSURANCES was founded on 28 March 1988.

Who are the directors of LAMBRECHT ASSURANCES?

According to the 2025 annual accounts, the directors of LAMBRECHT ASSURANCES are: Charlie Lambrecht.

Is LAMBRECHT ASSURANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 28 March 1988; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did LAMBRECHT ASSURANCES make in 2025?

LAMBRECHT ASSURANCES posted a profit after taxes of € 191,896 in financial year 2025.

What is the revenue of LAMBRECHT ASSURANCES?

As a small company, LAMBRECHT ASSURANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 792,419.

How much does an employee at LAMBRECHT ASSURANCES earn?

The average wage cost per full-time employee at LAMBRECHT ASSURANCES was € 52,200 in 2025: staff costs of € 542,870 for 10.4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does LAMBRECHT ASSURANCES have?

According to the 2025 annual accounts, LAMBRECHT ASSURANCES has 10.4 full-time equivalents (FTE).

LAMBRECHT ASSURANCES (Public Limited) - Libin

Dossier LAMBRECHT ASSURANCES, printed on 30 October 2026 from databakkes.be/en/0433753415/lambrecht-assurances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

LAMBRECHT ASSURANCES from Libin, company number BE0433753415, closed financial year 2025 with a result of € 191,896 after tax. For that financial year LAMBRECHT ASSURANCES recorded a gross margin of € 792,419 and equity of € 232,392. Compared with financial year 2024, the result moved from € 63,495 to € 191,896. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.

What it is worth Healthy

€ 232,392

▼ 24% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 191,896

▲ 202% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 191,990

▲ 70% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 265,031 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

10.4

▲ 0.6 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 542,870

▲ 14% vs 2024

€ 52,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 32,658

▼ 40% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.9 million

▼ 6% vs 2024

€ 266,668 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 31,619

▼ 59% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 117,897

▲ 31% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 626,215 Gross margin 2022: € 626,215 First fiscal year in the series	€ 641,278 Gross margin 2023: € 641,278 ▲ 2% vs 2022 (€ 626,215) Favourable step	€ 749,259 Gross margin 2024: € 749,259 ▲ 17% vs 2023 (€ 641,278) Favourable step	€ 792,419 Gross margin 2025: € 792,419 ▲ 6% vs 2024 (€ 749,259) Favourable step	▲ 6%
Profit after taxes	€ 14,044 Profit after taxes 2022: € 14,044 First fiscal year in the series	€ 8,433 Profit after taxes 2023: € 8,433 ▼ 40% vs 2022 (€ 14,044) Unfavourable step	€ 63,495 Profit after taxes 2024: € 63,495 ▲ € 55,062 vs 2023 (€ 8,433) Favourable step	€ 191,896 Profit after taxes 2025: € 191,896 ▲ 202% vs 2024 (€ 63,495) Favourable step	▲ 202%
Equity	€ 233,599 Equity 2022: € 233,599 First fiscal year in the series	€ 242,032 Equity 2023: € 242,032 ▲ 4% vs 2022 (€ 233,599) Favourable step	€ 305,527 Equity 2024: € 305,527 ▲ 26% vs 2023 (€ 242,032) Favourable step	€ 232,392 Equity 2025: € 232,392 ▼ 24% vs 2024 (€ 305,527) Unfavourable step	▼ 24%
Total debts	€ 972,551 Total debts 2022: € 972,551 First fiscal year in the series	€ 648,241 Total debts 2023: € 648,241 ▼ 33% vs 2022 (€ 972,551) Favourable step	€ 2,189,587 Total debts 2024: € 2,189,587 ▲ 238% vs 2023 (€ 648,241) Unfavourable step	€ 2,172,885 Total debts 2025: € 2,172,885 ▼ 1% vs 2024 (€ 2,189,587) Favourable step	▼ 1%
Cash	€ 218,849 Cash 2022: € 218,849 First fiscal year in the series	€ 239,388 Cash 2023: € 239,388 ▲ 9% vs 2022 (€ 218,849) Favourable step	€ 113,110 Cash 2024: € 113,110 ▼ 53% vs 2023 (€ 239,388) Unfavourable step	€ 191,990 Cash 2025: € 191,990 ▲ 70% vs 2024 (€ 113,110) Favourable step	▲ 70%
Retained profit	€ 171,599 Retained profit 2022: € 171,599 First fiscal year in the series	€ 180,032 Retained profit 2023: € 180,032 ▲ 5% vs 2022 (€ 171,599) Favourable step	€ 243,527 Retained profit 2024: € 243,527 ▲ 35% vs 2023 (€ 180,032) Favourable step	€ 170,392 Retained profit 2025: € 170,392 ▼ 30% vs 2024 (€ 243,527) Unfavourable step	▼ 30%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 265,031 Dividend 2025: € 265,031 Unchanged (€ 0) Unchanged
Bank debt	€ 611,172 Bank debt 2022: € 611,172 First fiscal year in the series	€ 481,423 Bank debt 2023: € 481,423 ▼ 21% vs 2022 (€ 611,172) Favourable step	€ 2,015,822 Bank debt 2024: € 2,015,822 ▲ € 1.5 million vs 2023 (€ 481,423) Unfavourable step	€ 1,901,345 Bank debt 2025: € 1,901,345 ▼ 6% vs 2024 (€ 2,015,822) Favourable step	▼ 6%
Balance sheet total	€ 1,218,945 Balance sheet total 2022: € 1,218,945 First fiscal year in the series	€ 895,085 Balance sheet total 2023: € 895,085 ▼ 27% vs 2022 (€ 1,218,945) Unchanged	€ 2,495,114 Balance sheet total 2024: € 2,495,114 ▲ 179% vs 2023 (€ 895,085) Unchanged	€ 2,405,277 Balance sheet total 2025: € 2,405,277 ▼ 4% vs 2024 (€ 2,495,114) Unchanged	▼ 4%
Employees (FTE)	9.7 Employees (FTE) 2022: 9.7 First fiscal year in the series	8.9 Employees (FTE) 2023: 8.9 ▼ 0.8 vs 2022 (9.7) Unchanged	9.8 Employees (FTE) 2024: 9.8 ▲ 0.9 vs 2023 (8.9) Unchanged	10.4 Employees (FTE) 2025: 10.4 ▲ 0.6 vs 2024 (9.8) Unchanged	▲ 0.6

Key figures of LAMBRECHT ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to LAMBRECHT ASSURANCES?

What happened at LAMBRECHT ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 31, 2026 New annual accounts for financial year 2025: profit of € 191,896 (▲ 202% vs 2024). Source: NBB ↗
Nov 1, 2017 New establishment in Wellin. KBO
Jun 24, 1988 New establishment in Libin. KBO
Mar 28, 1988 Start of the company according to the CBE. KBO

In short

From € 14,044 profit in 2022 to € 191,896 profit in 2025.

Paid € 116,001 in corporate taxes since 2022.

Best year ever: 2025, with € 191,896 profit.

On average € 76,200 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

LAMBRECHT MANAGEMENT 99.6%

The stake of LAMBRECHT MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

LAMBRECHT ASSURANCES

LAMBRECHT-GOLINVAUX-BERTINCHAMPS 100%

Behind LAMBRECHT ASSURANCES is Charlie Lambrecht. The shares are held by LAMBRECHT MANAGEMENT (99.6%). It owns 100% of LAMBRECHT-GOLINVAUX-BERTINCHAMPS itself.

Directors

According to the 2025 annual accounts

Charlie Lambrecht

Director

Also active at: LAMBRECHT MANAGEMENT

Shareholders

LAMBRECHT MANAGEMENT

99.6%

Participations

LAMBRECHT-GOLINVAUX-BERTINCHAMPS

100%

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Commerce 16

6890 Libin

2.272.424.740

Grand-Place 10

6920 Wellin

Active since 1 November 2017

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

LAMBRECHT MANAGEMENT same network

€ 232,311 gross margin · 2025

Groupe Lambrecht

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0433.753.415

VAT number

BE 0433.753.415

Registered office

Rue du Commerce 16, 6890 Libin

Names & denominations

LAMBRECHT ASSURANCES

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

28 March 1988

Peppol

Not registered

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

View on CBE Public ↗ Annual accounts (NBB) ↗

LAMBRECHT ASSURANCES

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Financials

What happened to LAMBRECHT ASSURANCES?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions