Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GRAVIMMO from Kelmis, company number BE0433611972, closed financial year 2025 with a result of € -90,576 after tax. For that financial year GRAVIMMO recorded a gross margin of € 350,478 and equity of € 1.6 million. Compared with financial year 2024, the result moved from € 723,434 to € -90,576. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.
€ 1.6 million
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -90,576
▼ still € 723,434 profit in 2024
Profit after tax over the fiscal year.
€ 153,604
▲ € 118,066 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.2 million.
People and assets in 2025
€ 2,484
▼ 39% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 72,146
▲ 9% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 411,212
▲ 29% vs 2024
€ 68,522 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 9,781
▼ 78% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,881
▼ 56% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 198,086 | € 236,702 | € 1,299,362 | € 350,478 | ▼ 73% |
| Profit after taxes | € 13,971 | € 27,147 | € 723,434 | € -90,576 | ▼ € 814,010 |
| Equity | € 928,117 | € 946,323 | € 1,660,816 | € 1,570,239 | ▼ 5% |
| Total debts | € 1,349,052 | € 1,079,363 | € 1,632,232 | € 883,330 | ▼ 46% |
| Cash | € 19,607 | € 79,283 | € 35,538 | € 153,604 | ▲ € 118,066 |
| Land & buildings | € 1,736,128 | € 1,449,889 | € 3,009,132 | € 2,602,511 | ▼ 14% |
| Retained profit | € 525,100 | € 543,306 | € 1,257,799 | € 1,167,222 | ▼ 7% |
| Bank debt | € 881,673 | € 610,942 | € 319,601 | € 411,212 | ▲ 29% |
| Balance sheet total | € 2,395,527 | € 2,137,081 | € 3,693,051 | € 2,862,012 | ▼ 23% |
Key figures of GRAVIMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GRAVIMMO?
What happened at GRAVIMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 90,576 (▼ € 814,010 vs 2024). Source: NBB ↗
- New establishment in Kelmis. KBO
- New establishment in Kelmis. KBO
- New establishment in Kelmis. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,971 profit in 2022 to € 90,576 loss in 2025.
Paid € 40,781 in corporate taxes since 2022.
Best year ever: 2024, with € 723,434 profit.
Management
Behind GRAVIMMO are Andrea MEESSEN and Joseph BONNI.
Directors
According to the 2025 annual accounts
Andrea MEESSEN
Director
Joseph BONNI
Director
Establishments
Establishment units
Physical locations of this company
Rue Kloth 64
4720 Kelmis
Rue Käskorb 59 box a
4720 Kelmis
Active since 11 June 2019
Rue Kloth 62
4720 Kelmis
Active since 2 May 2017
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0433.611.972
- VAT number
- BE 0433.611.972
- Registered office
- Rue Kloth 64, 4720 Kelmis
- Names & denominations
- GRAVIMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 February 1988
- Peppol
- Active · Active since 15 Oct 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Gites, vakantiewoningen en -appartementen
Vakantieverblijven en andere accommodatie voor kort verblijf, neg
Activiteiten van hoofdkantoren