STEMA is a wholesaler in Grez-Doiceau. Public Limited, started on 9 March 1988, 1 establishment.

What is the address of STEMA?

The registered office of STEMA is located at Chaussée de Wavre 362 box 2, 1390 Grez-Doiceau.

Is STEMA still active?

Yes. According to the CBE (29 October 2026) STEMA is active, legal situation “Normale toestand”, started on 9 March 1988.

Is STEMA registered on Peppol?

Yes, STEMA is registered on the Peppol network with ID 0208:0433462316.

What is the enterprise number of STEMA?

The enterprise number of STEMA is BE0433462316.

When was STEMA founded?

STEMA was founded on 9 March 1988.

Who are the directors of STEMA?

According to the 2025 annual accounts, the directors of STEMA are: Johan Bauwens, Bauwens Consulting & Partners BV, Veronique Braet.

Is STEMA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 9 March 1988; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did STEMA make in 2025?

STEMA recorded a loss after taxes of € 7,471 in financial year 2025.

What is the revenue of STEMA?

As a small company, STEMA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 8,896.

How many employees does STEMA have?

According to the 2025 annual accounts, STEMA has 0 full-time equivalents (FTE).

STEMA (Public Limited) - Grez-Doiceau - BE0433462316

Dossier STEMA, printed on 29 October 2026 from databakkes.be/en/0433462316/stema. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Figures corrected NBB

Corrected annual account filed for 2023.

Financials

Financial year 2025

STEMA from Grez-Doiceau, company number BE0433462316, closed financial year 2025 with a result of € -7,471 after tax. For that financial year STEMA recorded a gross margin of € 8,896 and equity of € -65,091. Compared with financial year 2024, the result moved from € -12,871 to € -7,471. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.

What it is worth Caution

€ -65,091

▼ € 7,471 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -7,471

▲ 42 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 13,327

▼ 37% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -127,091.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Vehicles and equipment

€ 917

▼ 90% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 50,000

▼ 8% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 24,202

▼ 26% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 29,887 Gross margin 2022: € 29,887 First fiscal year in the series	€ 10,340 Gross margin 2023: € 10,340 ▼ 65% vs 2022 (€ 29,887) Unfavourable step	€ 1,769 Gross margin 2024: € 1,769 ▼ 83% vs 2023 (€ 10,340) Unfavourable step	€ 8,896 Gross margin 2025: € 8,896 ▲ € 7,127 vs 2024 (€ 1,769) Favourable step	▲ € 7,127
Profit after taxes	€ -44,836 Profit after taxes 2022: € -44,836 First fiscal year in the series	€ -15,518 Profit after taxes 2023: € -15,518 ▲ € 29,318 vs 2022 (€ -44,836) Favourable step	€ -12,871 Profit after taxes 2024: € -12,871 ▲ € 2,647 vs 2023 (€ -15,518) Favourable step	€ -7,471 Profit after taxes 2025: € -7,471 ▲ € 5,400 vs 2024 (€ -12,871) Favourable step	▲ € 5,400
Equity	€ -29,231 Equity 2022: € -29,231 First fiscal year in the series	€ -44,749 Equity 2023: € -44,749 ▼ € 15,518 vs 2022 (€ -29,231) Unfavourable step	€ -57,620 Equity 2024: € -57,620 ▼ € 12,871 vs 2023 (€ -44,749) Unfavourable step	€ -65,091 Equity 2025: € -65,091 ▼ € 7,471 vs 2024 (€ -57,620) Unfavourable step	▼ € 7,471
Total debts	€ 98,463 Total debts 2022: € 98,463 First fiscal year in the series	€ 103,032 Total debts 2023: € 103,032 ▲ 5% vs 2022 (€ 98,463) Unfavourable step	€ 103,537 Total debts 2024: € 103,537 Unchanged (€ 103,032) Unfavourable step	€ 88,493 Total debts 2025: € 88,493 ▼ 15% vs 2024 (€ 103,537) Favourable step	▼ 15%
Cash	€ 5,066 Cash 2022: € 5,066 First fiscal year in the series	€ 15,786 Cash 2023: € 15,786 ▲ 212% vs 2022 (€ 5,066) Favourable step	€ 21,197 Cash 2024: € 21,197 ▲ 34% vs 2023 (€ 15,786) Favourable step	€ 13,327 Cash 2025: € 13,327 ▼ 37% vs 2024 (€ 21,197) Unfavourable step	▼ 37%
Retained profit	€ -91,231 Retained profit 2022: € -91,231 First fiscal year in the series	€ -106,749 Retained profit 2023: € -106,749 ▼ € 15,518 vs 2022 (€ -91,231) Unfavourable step	€ -119,620 Retained profit 2024: € -119,620 ▼ € 12,871 vs 2023 (€ -106,749) Unfavourable step	€ -127,091 Retained profit 2025: € -127,091 ▼ € 7,471 vs 2024 (€ -119,620) Unfavourable step	▼ € 7,471
Bank debt	€ 64,730 Bank debt 2022: € 64,730 First fiscal year in the series	€ 59,442 Bank debt 2023: € 59,442 ▼ 8% vs 2022 (€ 64,730) Favourable step	€ 54,076 Bank debt 2024: € 54,076 ▼ 9% vs 2023 (€ 59,442) Favourable step	€ 50,000 Bank debt 2025: € 50,000 ▼ 8% vs 2024 (€ 54,076) Favourable step	▼ 8%
Balance sheet total	€ 69,232 Balance sheet total 2022: € 69,232 First fiscal year in the series	€ 58,284 Balance sheet total 2023: € 58,284 ▼ 16% vs 2022 (€ 69,232) Unchanged	€ 45,917 Balance sheet total 2024: € 45,917 ▼ 21% vs 2023 (€ 58,284) Unchanged	€ 23,401 Balance sheet total 2025: € 23,401 ▼ 49% vs 2024 (€ 45,917) Unchanged	▼ 49%

Key figures of STEMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to STEMA?

What happened at STEMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 28, 2026 New annual accounts for financial year 2025: loss of € 7,471. filed late Source: NBB ↗
Mar 11, 1988 New establishment in Grez-Doiceau. KBO
Mar 9, 1988 Start of the company according to the CBE. KBO

In short

From € 44,836 loss in 2022 to € 7,471 loss in 2025.

Original PDFs at the National Bank ↗

Management

BAUWENS CONSULTING & PARTNERS 99.6%

The stake of BAUWENS CONSULTING & PARTNERS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

STEMA

Behind STEMA are Johan Bauwens, Bauwens Consulting & Partners BV and Veronique Braet. The shares are held by BAUWENS CONSULTING & PARTNERS (99.6%).

Directors

According to the 2025 annual accounts

Johan Bauwens

Director

Also active at: PROMATI, BAUWENS CONSULTING & PARTNERS, Weighing & Inspection, BAUCOTECH, SEDIC

Bauwens Consulting & Partners BV

Director · represented by Johan Bauwens

Also active at: Weighing & Inspection, BAUCOTECH

Veronique Braet

Director

Shareholders

BAUWENS CONSULTING & PARTNERS

99.6%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Chaussée de Wavre 362 box 2

1390 Grez-Doiceau

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.

All companies at this address →

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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0433.462.316

VAT number

BE 0433.462.316

Registered office

Chaussée de Wavre 362 bus 2, 1390 Grez-Doiceau

Names & denominations

STEMA

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

9 March 1988

Peppol

Active · Active since 17 Jan 2026

Activities · NACE

Groothandel in gereedschapswerktuigen

Detailhandel in kranten en andere tijdschriften

Detailhandel in boeken, kranten, tijdschriften en kantoorbehoeften

Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels

View on CBE Public ↗ Annual accounts (NBB) ↗

STEMA

Warning lights

Financials

What happened to STEMA?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions