Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2022 and 2023.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2023; threshold 65 %.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2023
REFRAMET from Ham-sur-Heure-Nalinnes, company number BE0433461524, closed financial year 2023 with a result of € -13,043 after tax. For that financial year REFRAMET recorded a gross margin of € -186 and equity of € 362,114. Compared with financial year 2022, the result moved from € -7,445 to € -13,043. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 25, 2024.
€ 362,114
▼ 3% vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -13,043
▼ 75 % more loss than in 2022
Profit after tax over the fiscal year.
€ 31,137
▼ 42% vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 342,114.
People and assets in 2023
€ 6,900
▲ 60% vs 2022
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,093
▼ 22% vs 2022
Book value of vehicles, furniture and equipment.
Debts at end 2023
None
No bank loans on the last day of the fiscal year.
€ 5,085
▲ 1% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 3,185
▼ 38% vs 2022
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € 7,170 | € 8,154 | € -186 | ▼ € 8,340 |
| Profit after taxes | € -485 | € -7,445 | € -13,043 | ▼ € 5,598 |
| Equity | € 382,601 | € 375,157 | € 362,114 | ▼ 3% |
| Total debts | € 608,173 | € 610,474 | € 560,857 | ▼ 8% |
| Cash | € 5,232 | € 53,813 | € 31,137 | ▼ 42% |
| Retained profit | € 362,601 | € 355,157 | € 342,114 | ▼ 4% |
| Balance sheet total | € 990,775 | € 985,631 | € 922,971 | ▼ 6% |
Key figures of REFRAMET, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to REFRAMET?
What happened at REFRAMET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: loss of € 13,043. Source: NBB ↗
- New establishment in Ham-sur-Heure-Nalinnes. KBO
- FREDERIC DELVIGNE became a director. NBB
- New establishment in Ham-sur-Heure-Nalinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 485 loss in 2021 to € 13,043 loss in 2023.
A new publication or filing at REFRAMET? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2023 annual accounts
FREDERIC DELVIGNE
Director
since 2015
Establishments
Establishment units
Physical locations of this company
Rue des Carrières(CSH) 18
6120 Ham-sur-Heure-Nalinnes
Petite Corniche(HSH) 14
6120 Ham-sur-Heure-Nalinnes
Active since 11 March 1988
Grand-Place(HSH) 14
6120 Ham-sur-Heure-Nalinnes
Active since 8 April 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0433.461.524
- VAT number
- BE 0433.461.524
- Registered office
- Rue des Carrières(CSH) 18, 6120 Ham-sur-Heure-Nalinnes
- Names & denominations
- REFRAMET
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 March 1988
- Peppol
- Not registered
- Activities · NACE
Detailhandel in schoeisel
Groothandel in uurwerken en sieraden
Groothandel in kleding, met uitzondering van werk- en onderkleding
Detailhandel in uurwerken en sieraden
Groothandel in lederwaren en reisartikelen
Groothandel in schoeisel
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in lederwaren en reisartikelen