Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
CAMBIO from Merelbeke-Melle, company number BE0433457663, closed financial year 2026 with a result of € -788 after tax. For that financial year CAMBIO recorded a gross margin of € -710 and equity of € -52,031. Compared with financial year 2025, the result moved from € -736 to € -788. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 7, 2026.
€ -52,031
▼ € 788 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -788
▼ 7 % more loss than in 2025
Profit after tax over the fiscal year.
€ 1,361
▼ 37% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -70,623.
Debts at end 2026
€ 54,206
Loans from banks and other lenders, long and short.
€ 167
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 12,449 | € 10,653 | € -667 | € -710 | ▼ € 43 |
| Profit after taxes | € 12,402 | € 10,596 | € -736 | € -788 | ▼ € 52 |
| Equity | € -61,103 | € -50,507 | € -51,243 | € -52,031 | ▼ € 788 |
| Total debts | € 67,706 | € 59,244 | € 54,373 | € 54,373 | |
| Cash | € 5,789 | € 6,885 | € 2,149 | € 1,361 | ▼ 37% |
| Retained profit | € -79,695 | € -69,099 | € -69,835 | € -70,623 | ▼ € 788 |
| Bank debt | € 67,706 | € 57,206 | € 54,206 | € 54,206 | |
| Balance sheet total | € 6,603 | € 8,737 | € 3,130 | € 2,342 | ▼ 25% |
Key figures of CAMBIO, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to CAMBIO?
What happened at CAMBIO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 788. Source: NBB ↗
- New establishment in Merelbeke-Melle. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,402 profit in 2023 to € 788 loss in 2026.
Best year ever: 2023, with € 12,402 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Merelbekestraat 23
9090 Merelbeke-Melle
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0433.457.663
- VAT number
- BE 0433.457.663
- Registered office
- Merelbekestraat 23, 9090 Merelbeke-Melle
- Names & denominations
- CAMBIO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 March 1988
- Peppol
- Active · Active since 24 Dec 2025
- Activities · NACE
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