Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
13 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
ARGILE & KERAMIEK from Halle, company number BE0433169930, closed financial year 2025 with a result of € -34,503 after tax. For that financial year ARGILE & KERAMIEK recorded a gross margin of € 90,651 and equity of € 650,393. Compared with financial year 2024, the result moved from € 194,445 to € -34,503. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 650,393
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -34,503
▼ still € 194,445 profit in 2024
Profit after tax over the fiscal year.
€ 15,295
▼ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 541,320.
Debts at end 2025
€ 1.2 million
▼ 13% vs 2024
€ 81,000 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 1,246
▼ 57% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 396,228 | € 365,726 | € 364,302 | € 90,651 | ▼ 75% |
| Profit after taxes | € 256,264 | € 228,609 | € 194,445 | € -34,503 | ▼ € 228,948 |
| Equity | € 261,842 | € 490,452 | € 684,897 | € 650,393 | ▼ 5% |
| Total debts | € 1,860,006 | € 1,649,414 | € 1,334,865 | € 1,163,211 | ▼ 13% |
| Cash | € 38,593 | € 102,448 | € 140,910 | € 15,295 | ▼ 89% |
| Land & buildings | € 2,047,326 | € 1,949,732 | € 1,855,704 | € 1,765,819 | ▼ 5% |
| Retained profit | € 152,769 | € 381,379 | € 575,823 | € 541,320 | ▼ 6% |
| Bank debt | € 1,857,559 | € 1,647,933 | € 1,330,931 | € 1,161,929 | ▼ 13% |
| Balance sheet total | € 2,121,848 | € 2,139,866 | € 2,019,762 | € 1,813,605 | ▼ 10% |
Key figures of ARGILE & KERAMIEK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ARGILE & KERAMIEK?
What happened at ARGILE & KERAMIEK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- GD EURO-INVEST BV stepped down as director. NBB
- DETRUYER E. BV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 34,503 (▼ € 228,948 vs 2024). Source: NBB ↗
- GD EURO-INVEST BV became a director. NBB
- COVALGO BV stepped down as director. NBB
- DETRUYER E. BV became a director. NBB
- AUDITE BV stepped down as director. NBB
- PAKERA NV stepped down as director. NBB
In short
From € 256,264 profit in 2022 to € 34,503 loss in 2025.
Paid € 38,082 in corporate taxes since 2022.
Best year ever: 2022, with € 256,264 profit.
Management
The stake of DETRUYER E. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ARGILE & KERAMIEKThe shares are held by DETRUYER E. (100%).
Directors
According to the 2025 annual accounts
Director · represented by Glenn Detruyer
Also active at: ADD CARROSSERIE, DETRUYER E.
since 2025 · until 2031
Director · represented by Jacques Donners
Also active at: R.G. Rosseau G. Tegelfabriek, CARRO INVEST WAREHOUSING, Tegelfabriek van Massenhoven, Daldecor, KERAMOS, CARRO WAVRE, KERAVISIE, TRANSPORT-RENTING COMPANY +4 more
since 2025 · until 2025
since 2025 · until 2031
Director · represented by Cedric Thimmesch
Also active at: R.G. Rosseau G. Tegelfabriek, CARRO INVEST WAREHOUSING, Tegelfabriek van Massenhoven, KERAMOS, CARRO WAVRE, KERAVISIE, TRANSPORT-RENTING COMPANY, PAKERA +3 more
since 2025 · until 2025
Managing director · represented by Jef Huet
Also active at: CARRO INVEST WAREHOUSING, KERAMOS, CARRO WAVRE, KERAVISIE, TRANSPORT-RENTING COMPANY
since 2025 · until 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Lenniksesteenweg 462 box 22
1500 Halle
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 13 companies are registered at this address.
All companies at this address →Gal-Immo
€ 196,090 gross margin · 2025
DETRUYER E. same network
€ 1 million gross margin · 2025
J.W.M
€ 1,254 gross margin · 2025
DOKTER DEKEYZER MARTINE
€ 8,688 gross margin · 2025
VADECO
€ -2,771 gross margin · 2025
+8 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0433.169.930
- VAT number
- BE 0433.169.930
- Registered office
- Lenniksesteenweg 462 bus 22, 1500 Halle
- Names & denominations
- ARGILE & KERAMIEK
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 January 1988
- Peppol
- Active · Active since 6 Feb 2026
- Activities · NACE
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