Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
KERAMOS from Zaventem, company number BE0430163920, closed financial year 2025 with a result of € -45,121 after tax. For that financial year KERAMOS recorded a gross margin of € 248,029 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 75,723 to € -45,121. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 1.4 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -45,121
▼ still € 75,723 profit in 2024
Profit after tax over the fiscal year.
€ 157,184
▲ 104% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.2 million.
People and assets in 2025
€ 50,762
▼ 24% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 8.2 million
▲ € 6.7 million vs 2024
€ 206,400 is repaid this year. At this pace the long-term loan is gone in ≈ 25 years.
€ 1,560
▼ 82% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,394
▼ 63% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 440,931 | € 238,256 | € 212,974 | € 248,029 | ▲ 16% |
| Profit after taxes | € 183,878 | € 85,554 | € 75,723 | € -45,121 | ▼ € 120,843 |
| Equity | € 2,318,490 | € 1,404,044 | € 1,479,767 | € 1,434,646 | ▼ 3% |
| Total debts | € 1,756,561 | € 1,545,895 | € 1,437,989 | € 8,194,400 | ▲ € 6.8 million |
| Cash | € 18,279 | € 97,937 | € 76,884 | € 157,184 | ▲ 104% |
| Land & buildings | € 142,790 | € 132,481 | € 125,447 | € 123,947 | ▼ 1% |
| Retained profit | € 2,068,490 | € 1,154,044 | € 1,229,767 | € 1,184,646 | ▼ 4% |
| Dividend | € 0 | € 1,000,000 | € 0 | € 0 | |
| Bank debt | € 1,643,333 | € 1,530,000 | € 1,416,667 | € 8,162,700 | ▲ € 6.7 million |
| Balance sheet total | € 4,075,051 | € 2,949,939 | € 2,917,756 | € 9,629,046 | ▲ 230% |
Key figures of KERAMOS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KERAMOS?
What happened at KERAMOS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- COVALGO BV stepped down as director. NBB
- Kaname Consulting Comm.V stepped down as director. NBB
- UNITED TILES BELGIUM BV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 45,121 (▼ € 120,843 vs 2024). Source: NBB ↗
- COVALGO BV became a director. NBB
- AUDITE BV BV stepped down as director. NBB
- Kaname Consulting Comm.V became a director. NBB
- PAKERA NV stepped down as director. NBB
In short
From € 183,878 profit in 2022 to € 45,121 loss in 2025.
Paid € 122,104 in corporate taxes since 2022.
Best year ever: 2022, with € 183,878 profit.
Paid out € 1 million in dividends to the owners in total.
Management
The stake of PAKERA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
KERAMOSThe shares are held by PAKERA (100%). It owns 100% of CARRO INVEST WAREHOUSING itself.
Directors
According to the 2025 annual accounts
Director · represented by Jacques Donners
Also active at: R.G. Rosseau G. Tegelfabriek, CARRO INVEST WAREHOUSING, Tegelfabriek van Massenhoven, Daldecor, ARGILE & KERAMIEK, CARRO WAVRE, KERAVISIE, TRANSPORT-RENTING COMPANY +4 more
since 2025 · until 2031
Director · represented by Karin Van Mello
Also active at: CARRO INVEST WAREHOUSING, CARRO WAVRE, TRANSPORT-RENTING COMPANY, PAKERA
since 2022 · until 2025
Director · represented by Cedric Thimmesch
Also active at: R.G. Rosseau G. Tegelfabriek, CARRO INVEST WAREHOUSING, Tegelfabriek van Massenhoven, ARGILE & KERAMIEK, CARRO WAVRE, KERAVISIE, TRANSPORT-RENTING COMPANY, PAKERA +3 more
since 2025 · until 2025
Director · represented by Nick D'Joos
Also active at: R.G. Rosseau G. Tegelfabriek, Tegelfabriek van Massenhoven, Daldecor, CARRO WAVRE, KERAVISIE, TRANSPORT-RENTING COMPANY, PAKERA, RAVENNA +2 more
since 2025 · until 2031
Director · represented by Jef Huet
Also active at: CARRO INVEST WAREHOUSING, ARGILE & KERAMIEK, CARRO WAVRE, KERAVISIE, TRANSPORT-RENTING COMPANY
since 2025 · until 2025
Director · represented by Jef Huet
Also active at: R.G. Rosseau G. Tegelfabriek, SEDCO, Tegelfabriek van Massenhoven, Daldecor, SCHELFHOUT, KERALINE, CARRO WAVRE, KERAVISIE +6 more
since 2025 · until 2031
Director · represented by Carl Paermentier
Also active at: CARRO INVEST WAREHOUSING, CARRO WAVRE, KERAVISIE, TRANSPORT-RENTING COMPANY, PAKERA
since 2022 · until 2025
Shareholders
100%
Participations
Establishments
Establishment units
Physical locations of this company
Leuvensesteenweg 17
1932 Zaventem
Alfons Gossetlaan 21
1702 Dilbeek
Active since 12 May 1987
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.163.920
- VAT number
- BE 0430.163.920
- Registered office
- Leuvensesteenweg 17, 1932 Zaventem
- Names & denominations
- KERAMOS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 1986
- Peppol
- Active · Active since 17 Nov 2025
- Activities · NACE
Groothandel in bouwmaterialen, algemeen assortiment
Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Groothandel in vloer- en wandtegels
Overige dienstverlenende activiteiten op het gebied van informatie
Verhuur en exploitatie van terreinen
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
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