What does ASSURANCES DELAIVE do?

ASSURANCES DELAIVE is an insurance broker in Rochefort. Public Limited, started on 2 January 1988, 1 establishment.

What is the address of ASSURANCES DELAIVE?

The registered office of ASSURANCES DELAIVE is located at Rue de Dewoin 2, 5580 Rochefort.

Is ASSURANCES DELAIVE still active?

Yes. According to the CBE (30 October 2026) ASSURANCES DELAIVE is active, legal situation “Normale toestand”, started on 2 January 1988.

Is ASSURANCES DELAIVE registered on Peppol?

Yes, ASSURANCES DELAIVE is registered on the Peppol network with ID 0208:0433156270.

What is the enterprise number of ASSURANCES DELAIVE?

The enterprise number of ASSURANCES DELAIVE is BE0433156270.

When was ASSURANCES DELAIVE founded?

ASSURANCES DELAIVE was founded on 2 January 1988.

Who are the directors of ASSURANCES DELAIVE?

According to the 2025 annual accounts, the directors of ASSURANCES DELAIVE are: AMELIE HIERNAUX, PHILIPPE DELAIVE .

Is ASSURANCES DELAIVE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 2 January 1988; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did ASSURANCES DELAIVE make in 2025?

ASSURANCES DELAIVE posted a profit after taxes of € 249,941 in financial year 2025.

What is the revenue of ASSURANCES DELAIVE?

As a small company, ASSURANCES DELAIVE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 735,946.

How much does an employee at ASSURANCES DELAIVE earn?

The average wage cost per full-time employee at ASSURANCES DELAIVE was € 54,000 in 2023: staff costs of € 124,215 for 2.3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

ASSURANCES DELAIVE (Public Limited) - Rochefort

Dossier ASSURANCES DELAIVE, printed on 30 October 2026 from databakkes.be/en/0433156270/assurances-delaive. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

ASSURANCES DELAIVE from Rochefort, company number BE0433156270, closed financial year 2025 with a result of € 249,941 after tax. For that financial year ASSURANCES DELAIVE recorded a gross margin of € 735,946 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 199,409 to € 249,941. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 4, 2026.

What it is worth Growing

€ 1.2 million

▲ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 249,941

▲ 25% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 383,045

▲ 20% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 228,820 paid out

92 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Wage cost

€ 182,369

▲ 23% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 110,049

▼ 21% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 327,226

▼ 20% vs 2024

€ 45,702 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 4,142

▼ 83% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 65,161

▼ 19% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 459,465 Gross margin 2022: € 459,465 First fiscal year in the series	€ 473,517 Gross margin 2023: € 473,517 ▲ 3% vs 2022 (€ 459,465) Favourable step	€ 613,778 Gross margin 2024: € 613,778 ▲ 30% vs 2023 (€ 473,517) Favourable step	€ 735,946 Gross margin 2025: € 735,946 ▲ 20% vs 2024 (€ 613,778) Favourable step	▲ 20%
Profit after taxes	€ 328,381 Profit after taxes 2022: € 328,381 First fiscal year in the series	€ 201,206 Profit after taxes 2023: € 201,206 ▼ 39% vs 2022 (€ 328,381) Unfavourable step	€ 199,409 Profit after taxes 2024: € 199,409 ▼ 1% vs 2023 (€ 201,206) Unfavourable step	€ 249,941 Profit after taxes 2025: € 249,941 ▲ 25% vs 2024 (€ 199,409) Favourable step	▲ 25%
Equity	€ 1,237,567 Equity 2022: € 1,237,567 First fiscal year in the series	€ 1,217,427 Equity 2023: € 1,217,427 ▼ 2% vs 2022 (€ 1,237,567) Unfavourable step	€ 1,227,333 Equity 2024: € 1,227,333 ▲ 1% vs 2023 (€ 1,217,427) Favourable step	€ 1,239,815 Equity 2025: € 1,239,815 ▲ 1% vs 2024 (€ 1,227,333) Favourable step	▲ 1%
Total debts	€ 308,694 Total debts 2022: € 308,694 First fiscal year in the series	€ 458,453 Total debts 2023: € 458,453 ▲ 49% vs 2022 (€ 308,694) Unfavourable step	€ 711,740 Total debts 2024: € 711,740 ▲ 55% vs 2023 (€ 458,453) Unfavourable step	€ 626,069 Total debts 2025: € 626,069 ▼ 12% vs 2024 (€ 711,740) Favourable step	▼ 12%
Cash	€ 454,493 Cash 2022: € 454,493 First fiscal year in the series	€ 215,120 Cash 2023: € 215,120 ▼ 53% vs 2022 (€ 454,493) Unfavourable step	€ 319,316 Cash 2024: € 319,316 ▲ 48% vs 2023 (€ 215,120) Favourable step	€ 383,045 Cash 2025: € 383,045 ▲ 20% vs 2024 (€ 319,316) Favourable step	▲ 20%
Land & buildings	€ 326,313 Land & buildings 2022: € 326,313 First fiscal year in the series	€ 567,327 Land & buildings 2023: € 567,327 ▲ 74% vs 2022 (€ 326,313) Unchanged	€ 531,982 Land & buildings 2024: € 531,982 ▼ 6% vs 2023 (€ 567,327) Unchanged	€ 492,536 Land & buildings 2025: € 492,536 ▼ 7% vs 2024 (€ 531,982) Unchanged	▼ 7%
Retained profit	€ 1,175,593 Retained profit 2022: € 1,175,593 First fiscal year in the series	€ 1,155,454 Retained profit 2023: € 1,155,454 ▼ 2% vs 2022 (€ 1,175,593) Unfavourable step	€ 1,165,360 Retained profit 2024: € 1,165,360 ▲ 1% vs 2023 (€ 1,155,454) Favourable step	€ 1,177,842 Retained profit 2025: € 1,177,842 ▲ 1% vs 2024 (€ 1,165,360) Favourable step	▲ 1%
Dividend	€ 86,619 Dividend 2022: € 86,619 First fiscal year in the series	€ 221,346 Dividend 2023: € 221,346 ▲ 156% vs 2022 (€ 86,619) Unchanged	€ 189,503 Dividend 2024: € 189,503 ▼ 14% vs 2023 (€ 221,346) Unchanged	€ 228,820 Dividend 2025: € 228,820 ▲ 21% vs 2024 (€ 189,503) Unchanged	▲ 21%
Bank debt	€ 158,144 Bank debt 2022: € 158,144 First fiscal year in the series	€ 100,583 Bank debt 2023: € 100,583 ▼ 36% vs 2022 (€ 158,144) Favourable step	€ 408,684 Bank debt 2024: € 408,684 ▲ € 308,101 vs 2023 (€ 100,583) Unfavourable step	€ 327,226 Bank debt 2025: € 327,226 ▼ 20% vs 2024 (€ 408,684) Favourable step	▼ 20%
Balance sheet total	€ 1,591,260 Balance sheet total 2022: € 1,591,260 First fiscal year in the series	€ 1,719,777 Balance sheet total 2023: € 1,719,777 ▲ 8% vs 2022 (€ 1,591,260) Unchanged	€ 1,980,830 Balance sheet total 2024: € 1,980,830 ▲ 15% vs 2023 (€ 1,719,777) Unchanged	€ 1,905,502 Balance sheet total 2025: € 1,905,502 ▼ 4% vs 2024 (€ 1,980,830) Unchanged	▼ 4%
Employees (FTE)	-	2.3 Employees (FTE) 2023: 2.3 First fiscal year in the series	-	-

Key figures of ASSURANCES DELAIVE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ASSURANCES DELAIVE?

What happened at ASSURANCES DELAIVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 4, 2026 New annual accounts for financial year 2025: profit of € 249,941 (▲ 25% vs 2024). Source: NBB ↗
2021 AMELIE HIERNAUX became a director. NBB
2017 PHILIPPE DELAIVE became a director. NBB
Feb 12, 1988 New establishment in Rochefort. KBO
Jan 2, 1988 Start of the company according to the CBE. KBO

In short

From € 328,381 profit in 2022 to € 249,941 profit in 2025.

Paid € 383,448 in corporate taxes since 2022.

Best year ever: 2022, with € 328,381 profit.

On average € 205,900 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

AMELIE HIERNAUX PHILIPPE DELAIVE

ASSURANCES DELAIVE

Behind ASSURANCES DELAIVE are AMELIE HIERNAUX and PHILIPPE DELAIVE .

Directors

According to the 2025 annual accounts

AMELIE HIERNAUX

Director

since 2021

PHILIPPE DELAIVE

Director, Managing director

since 2017

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Dewoin 2

5580 Rochefort

2.033.875.610

Rue de Préhyr sn

5580 Rochefort

Active since 12 February 1988

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0433.156.270

VAT number

BE 0433.156.270

Registered office

Rue de Dewoin 2, 5580 Rochefort

Names & denominations

ASSURANCES DELAIVE

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

2 January 1988

Peppol

Active · Active since 7 Jan 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

ASSURANCES DELAIVE

Financials

What happened to ASSURANCES DELAIVE?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions