Financials
Financial year 2025
PACTO INVEST from Antwerpen, company number BE0433056894, closed financial year 2025 with a result of € 622,344 after tax. For that financial year PACTO INVEST recorded a gross margin of € 1.1 million and equity of € 4.1 million. Compared with financial year 2024, the result moved from € 749,130 to € 622,344. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 4.1 million
▲ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 622,344
▼ 17% vs 2024
Profit after tax over the fiscal year.
€ 877,561
▲ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3.9 million.
People and assets in 2025
0.3
Average over the fiscal year, from the social balance sheet.
€ 28,804
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,256
▲ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.5 million
▲ 65% vs 2024
€ 313,564 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 306,735
▲ 289% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 281,666
▼ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,005,419 | € 1,267,475 | € 1,285,722 | € 1,057,864 | ▼ 18% |
| Profit after taxes | € 1,361,150 | € 840,996 | € 749,130 | € 622,344 | ▼ 17% |
| Equity | € 1,908,072 | € 2,749,069 | € 3,498,199 | € 4,120,542 | ▲ 18% |
| Total debts | € 2,179,425 | € 2,417,858 | € 2,074,434 | € 3,203,888 | ▲ 54% |
| Cash | € 628,586 | € 668,730 | € 739,796 | € 877,561 | ▲ 19% |
| Land & buildings | € 1,033,333 | € 966,667 | € 954,350 | € 887,684 | ▼ 7% |
| Retained profit | € 1,658,072 | € 2,499,068 | € 3,248,198 | € 3,870,542 | ▲ 19% |
| Dividend | € 428,571 | € 0 | € 0 | € 0 | |
| Bank debt | € 1,505,846 | € 1,985,561 | € 1,539,571 | € 2,537,761 | ▲ 65% |
| Balance sheet total | € 4,087,497 | € 5,166,927 | € 5,572,632 | € 7,324,430 | ▲ 31% |
| Employees (FTE) | 0.2 | 0.3 | 0.3 | 0.3 |
Key figures of PACTO INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PACTO INVEST?
What happened at PACTO INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 622,344 (▼ 17% vs 2024). Source: NBB ↗
- Isis Verbist stepped down as director. NBB
- Thomas Pacco stepped down as director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 1.4 million profit in 2022 to € 622,344 profit in 2025.
Paid € 1 million in corporate taxes since 2022.
Best year ever: 2022, with € 1.4 million profit.
Paid out € 428,571 in dividends to the owners in total.
A new publication or filing at PACTO INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
· until 2024
· until 2024
Establishments
Establishment units
Physical locations of this company
Stefaniestraat 20
2018 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0433.056.894
- VAT number
- BE 0433.056.894
- Registered office
- Stefaniestraat 20, 2018 Antwerpen
- Names & denominations
- PACTO INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 January 1988
- Peppol
- Active · Active since 25 Nov 2025
- Activities · NACE
Handelsbemiddeling in de groothandel in voedings- en genotmiddelen
Handelsbemiddeling in voedings- en genotmiddelen
Algemene bouw van kantoorgebouwen
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Algemene bouw van residentiële gebouwen
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering