What does Verzekeringen Vanneste do?

Verzekeringen Vanneste is an insurance broker in Ingelmunster. Private Limited, started on 22 December 1987, 2 establishments.

What is the address of Verzekeringen Vanneste?

The registered office of Verzekeringen Vanneste is located at Stationsstraat 22 box 1, 8770 Ingelmunster.

Is Verzekeringen Vanneste still active?

Yes. According to the CBE (31 October 2026) Verzekeringen Vanneste is active, legal situation “Normale toestand”, started on 22 December 1987.

Is Verzekeringen Vanneste registered on Peppol?

Yes, Verzekeringen Vanneste is registered on the Peppol network with ID 0208:0432919710.

What is the enterprise number of Verzekeringen Vanneste?

The enterprise number of Verzekeringen Vanneste is BE0432919710.

When was Verzekeringen Vanneste founded?

Verzekeringen Vanneste was founded on 22 December 1987.

Who are the directors of Verzekeringen Vanneste?

According to the 2025 annual accounts, the directors of Verzekeringen Vanneste are: Nicolas VANNESTE.

Is Verzekeringen Vanneste a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 22 December 1987; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did Verzekeringen Vanneste make in 2025?

Verzekeringen Vanneste posted a profit after taxes of € 179,231 in financial year 2025.

What is the revenue of Verzekeringen Vanneste?

As a small company, Verzekeringen Vanneste is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 738,750.

How much does an employee at Verzekeringen Vanneste earn?

The average wage cost per full-time employee at Verzekeringen Vanneste was € 68,600 in 2025: staff costs of € 397,845 for 5.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Verzekeringen Vanneste have?

According to the 2025 annual accounts, Verzekeringen Vanneste has 5.8 full-time equivalents (FTE).

Does Verzekeringen Vanneste have a website?

Yes, Verzekeringen Vanneste has a website at verzekeringenvanneste.be.

Verzekeringen Vanneste (Private Limited) - Ingelmunster

Dossier Verzekeringen Vanneste, printed on 31 October 2026 from databakkes.be/en/0432919710/verzekeringen-vanneste. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Verzekeringen Vanneste from Ingelmunster, company number BE0432919710, closed financial year 2025 with a result of € 179,231 after tax. For that financial year Verzekeringen Vanneste recorded a gross margin of € 738,750 and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 102,130 to € 179,231. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Growing

€ 1.3 million

▲ 16% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 179,231

▲ 75% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 23,256

▼ 91% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.2 million.

People and assets in 2025

Full-time equivalents

5.8

▲ 0.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 397,845

▲ 16% vs 2024

€ 68,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 181,310

▼ 28% vs 2024

Of which on lease € 55,597.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 628,874

▲ 50% vs 2024

€ 106,791 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 23,108

▲ 20% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 73,185

▲ 17% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 555,381 Gross margin 2022: € 555,381 First fiscal year in the series	€ 660,004 Gross margin 2023: € 660,004 ▲ 19% vs 2022 (€ 555,381) Favourable step	€ 584,738 Gross margin 2024: € 584,738 ▼ 11% vs 2023 (€ 660,004) Unfavourable step	€ 738,750 Gross margin 2025: € 738,750 ▲ 26% vs 2024 (€ 584,738) Favourable step	▲ 26%
Profit after taxes	€ 111,852 Profit after taxes 2022: € 111,852 First fiscal year in the series	€ 200,143 Profit after taxes 2023: € 200,143 ▲ 79% vs 2022 (€ 111,852) Favourable step	€ 102,130 Profit after taxes 2024: € 102,130 ▼ 49% vs 2023 (€ 200,143) Unfavourable step	€ 179,231 Profit after taxes 2025: € 179,231 ▲ 75% vs 2024 (€ 102,130) Favourable step	▲ 75%
Equity	€ 817,546 Equity 2022: € 817,546 First fiscal year in the series	€ 1,017,689 Equity 2023: € 1,017,689 ▲ 24% vs 2022 (€ 817,546) Favourable step	€ 1,119,819 Equity 2024: € 1,119,819 ▲ 10% vs 2023 (€ 1,017,689) Favourable step	€ 1,293,783 Equity 2025: € 1,293,783 ▲ 16% vs 2024 (€ 1,119,819) Favourable step	▲ 16%
Total debts	€ 119,276 Total debts 2022: € 119,276 First fiscal year in the series	€ 177,903 Total debts 2023: € 177,903 ▲ 49% vs 2022 (€ 119,276) Unfavourable step	€ 507,393 Total debts 2024: € 507,393 ▲ 185% vs 2023 (€ 177,903) Unfavourable step	€ 731,462 Total debts 2025: € 731,462 ▲ 44% vs 2024 (€ 507,393) Unfavourable step	▲ 44%
Cash	€ 450,570 Cash 2022: € 450,570 First fiscal year in the series	€ 39,322 Cash 2023: € 39,322 ▼ 91% vs 2022 (€ 450,570) Unfavourable step	€ 258,345 Cash 2024: € 258,345 ▲ € 219,024 vs 2023 (€ 39,322) Favourable step	€ 23,256 Cash 2025: € 23,256 ▼ 91% vs 2024 (€ 258,345) Unfavourable step	▼ 91%
Land & buildings	€ 251,210 Land & buildings 2022: € 251,210 First fiscal year in the series	€ 243,360 Land & buildings 2023: € 243,360 ▼ 3% vs 2022 (€ 251,210) Unchanged	€ 235,510 Land & buildings 2024: € 235,510 ▼ 3% vs 2023 (€ 243,360) Unchanged	€ 1,039,230 Land & buildings 2025: € 1,039,230 ▲ € 803,720 vs 2024 (€ 235,510) Unchanged	▲ € 803,720
Retained profit	€ 755,546 Retained profit 2022: € 755,546 First fiscal year in the series	€ 955,689 Retained profit 2023: € 955,689 ▲ 26% vs 2022 (€ 755,546) Favourable step	€ 1,057,819 Retained profit 2024: € 1,057,819 ▲ 11% vs 2023 (€ 955,689) Favourable step	€ 1,231,783 Retained profit 2025: € 1,231,783 ▲ 16% vs 2024 (€ 1,057,819) Favourable step	▲ 16%
Dividend	€ 111,417 Dividend 2022: € 111,417 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 111,417) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 61,992 Bank debt 2022: € 61,992 First fiscal year in the series	€ 109,513 Bank debt 2023: € 109,513 ▲ 77% vs 2022 (€ 61,992) Unfavourable step	€ 419,030 Bank debt 2024: € 419,030 ▲ 283% vs 2023 (€ 109,513) Unfavourable step	€ 628,874 Bank debt 2025: € 628,874 ▲ 50% vs 2024 (€ 419,030) Unfavourable step	▲ 50%
Balance sheet total	€ 936,821 Balance sheet total 2022: € 936,821 First fiscal year in the series	€ 1,195,592 Balance sheet total 2023: € 1,195,592 ▲ 28% vs 2022 (€ 936,821) Unchanged	€ 1,627,212 Balance sheet total 2024: € 1,627,212 ▲ 36% vs 2023 (€ 1,195,592) Unchanged	€ 2,025,245 Balance sheet total 2025: € 2,025,245 ▲ 24% vs 2024 (€ 1,627,212) Unchanged	▲ 24%
Employees (FTE)	3.4 Employees (FTE) 2022: 3.4 First fiscal year in the series	4.2 Employees (FTE) 2023: 4.2 ▲ 0.8 vs 2022 (3.4) Unchanged	5.1 Employees (FTE) 2024: 5.1 ▲ 0.9 vs 2023 (4.2) Unchanged	5.8 Employees (FTE) 2025: 5.8 ▲ 0.7 vs 2024 (5.1) Unchanged	▲ 0.7

Key figures of Verzekeringen Vanneste, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Verzekeringen Vanneste?

What happened at Verzekeringen Vanneste in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: profit of € 179,231 (▲ 75% vs 2024). filed late Source: NBB ↗
Jun 1, 2015 New establishment in Ardooie. KBO
Dec 31, 1987 New establishment in Ingelmunster. KBO
Dec 22, 1987 Start of the company according to the CBE. KBO

In short

From € 111,852 profit in 2022 to € 179,231 profit in 2025.

Paid € 244,962 in corporate taxes since 2022.

Best year ever: 2023, with € 200,143 profit.

On average € 127,400 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Nicolas VANNESTE

Verzekeringen Vanneste

Vastgoed Vanneste

Behind Verzekeringen Vanneste is Nicolas VANNESTE. Nicolas VANNESTE is also behind Vastgoed Vanneste.

Directors

According to the 2025 annual accounts

Nicolas VANNESTE

Director

Also active at: Vastgoed Vanneste

Establishments

Establishment units

Physical locations of this company

Registered office

Stationsstraat 22 box 1

8770 Ingelmunster

2.032.263.133

Stationsstraat 22 box 001

8770 Ingelmunster

Active since 31 December 1987

2.242.617.531

Brugsebaan 6

8850 Ardooie

Active since 1 June 2015

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS verzekeringenvanneste.be

Canonical: https://www.verzekeringenvanneste.be/

Technologies

BootstrapCloudflare CDNJSCookie ConsentFont AwesomeNginxPWAPlausiblejQueryjsDelivr

Certifications & Partners

FEB/VBO

Hosting & Email

Email provider

Self-hosted

Hosting

AKAMAI-LINODE-AP Akamai Connected Cloud, SG

Website info

HTTPS Ja

Languages NL

Features

Webshop Newsletter

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number

0432.919.710

VAT number

BE 0432.919.710

Registered office

Stationsstraat 22 bus 1, 8770 Ingelmunster

Names & denominations

Verzekeringen Vanneste

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

22 December 1987

Peppol

Active · Active since 1 Jan 2001

Contact

verzekeringenvanneste.be 051 30 69 23

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

Verzekeringen Vanneste

Financials

What happened to Verzekeringen Vanneste?

Management

Directors

Establishments

Establishment units

Website

Technologies

Certifications & Partners

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions