What does ALGEMEEN FINANCIEEL ADVIESBUREAU do?

ALGEMEEN FINANCIEEL ADVIESBUREAU is an insurance broker in Olen. Public Limited, started on 23 December 1987, 1 establishment.

What is the address of ALGEMEEN FINANCIEEL ADVIESBUREAU?

The registered office of ALGEMEEN FINANCIEEL ADVIESBUREAU is located at Geelseweg 65, 2250 Olen.

Is ALGEMEEN FINANCIEEL ADVIESBUREAU still active?

Yes. According to the CBE (29 September 2026) ALGEMEEN FINANCIEEL ADVIESBUREAU is active, legal situation “Normale toestand”, started on 23 December 1987.

Is ALGEMEEN FINANCIEEL ADVIESBUREAU registered on Peppol?

No, ALGEMEEN FINANCIEEL ADVIESBUREAU is currently not registered on the Peppol network.

What is the enterprise number of ALGEMEEN FINANCIEEL ADVIESBUREAU?

The enterprise number of ALGEMEEN FINANCIEEL ADVIESBUREAU is BE0432908327.

When was ALGEMEEN FINANCIEEL ADVIESBUREAU founded?

ALGEMEEN FINANCIEEL ADVIESBUREAU was founded on 23 December 1987.

Who are the directors of ALGEMEEN FINANCIEEL ADVIESBUREAU?

According to the 2025 annual accounts, the directors of ALGEMEEN FINANCIEEL ADVIESBUREAU are: Patricia Vermeulen, Arthur Vermeulen.

Is ALGEMEEN FINANCIEEL ADVIESBUREAU a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 23 December 1987; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did ALGEMEEN FINANCIEEL ADVIESBUREAU make in 2025?

ALGEMEEN FINANCIEEL ADVIESBUREAU posted a profit after taxes of € 19,770 in financial year 2025.

What is the revenue of ALGEMEEN FINANCIEEL ADVIESBUREAU?

As a small company, ALGEMEEN FINANCIEEL ADVIESBUREAU is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 68,179.

ALGEMEEN FINANCIEEL ADVIESBUREAU (Public Limited) - Olen

Dossier ALGEMEEN FINANCIEEL ADVIESBUREAU, printed on 29 September 2026 from databakkes.be/en/0432908327/algemeen-financieel-adviesbureau. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

ALGEMEEN FINANCIEEL ADVIESBUREAU from Olen, company number BE0432908327, closed financial year 2025 with a result of € 19,770 after tax. For that financial year ALGEMEEN FINANCIEEL ADVIESBUREAU recorded a gross margin of € 68,179 and equity of € 673,125. Compared with financial year 2024, the result moved from € 6,329 to € 19,770. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 20, 2026.

What it is worth Growing

€ 673,125

▲ 3% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 19,770

▲ 212% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 77,863

▲ 74% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 642,138.

People and assets in 2025

Wage cost

€ 15,060

▲ 10% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 56,649

▼ 27% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 1,803

▲ 100% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 4,954

▲ 149% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 59,012 Gross margin 2022: € 59,012 First fiscal year in the series	€ 54,459 Gross margin 2023: € 54,459 ▼ 8% vs 2022 (€ 59,012) Unfavourable step	€ 49,756 Gross margin 2024: € 49,756 ▼ 9% vs 2023 (€ 54,459) Unfavourable step	€ 68,179 Gross margin 2025: € 68,179 ▲ 37% vs 2024 (€ 49,756) Favourable step	▲ 37%
Profit after taxes	€ 23,380 Profit after taxes 2022: € 23,380 First fiscal year in the series	€ 12,978 Profit after taxes 2023: € 12,978 ▼ 44% vs 2022 (€ 23,380) Unfavourable step	€ 6,329 Profit after taxes 2024: € 6,329 ▼ 51% vs 2023 (€ 12,978) Unfavourable step	€ 19,770 Profit after taxes 2025: € 19,770 ▲ 212% vs 2024 (€ 6,329) Favourable step	▲ 212%
Equity	€ 634,048 Equity 2022: € 634,048 First fiscal year in the series	€ 647,026 Equity 2023: € 647,026 ▲ 2% vs 2022 (€ 634,048) Favourable step	€ 653,355 Equity 2024: € 653,355 ▲ 1% vs 2023 (€ 647,026) Favourable step	€ 673,125 Equity 2025: € 673,125 ▲ 3% vs 2024 (€ 653,355) Favourable step	▲ 3%
Total debts	€ 6,434 Total debts 2022: € 6,434 First fiscal year in the series	€ 99,445 Total debts 2023: € 99,445 ▲ € 93,011 vs 2022 (€ 6,434) Unfavourable step	€ 3,900 Total debts 2024: € 3,900 ▼ 96% vs 2023 (€ 99,445) Favourable step	€ 6,757 Total debts 2025: € 6,757 ▲ 73% vs 2024 (€ 3,900) Unfavourable step	▲ 73%
Cash	€ 379,621 Cash 2022: € 379,621 First fiscal year in the series	€ 66,730 Cash 2023: € 66,730 ▼ 82% vs 2022 (€ 379,621) Unfavourable step	€ 44,832 Cash 2024: € 44,832 ▼ 33% vs 2023 (€ 66,730) Unfavourable step	€ 77,863 Cash 2025: € 77,863 ▲ 74% vs 2024 (€ 44,832) Favourable step	▲ 74%
Land & buildings	€ 124,496 Land & buildings 2022: € 124,496 First fiscal year in the series	€ 119,896 Land & buildings 2023: € 119,896 ▼ 4% vs 2022 (€ 124,496) Unchanged	€ 115,296 Land & buildings 2024: € 115,296 ▼ 4% vs 2023 (€ 119,896) Unchanged	€ 110,696 Land & buildings 2025: € 110,696 ▼ 4% vs 2024 (€ 115,296) Unchanged	▼ 4%
Retained profit	€ 603,062 Retained profit 2022: € 603,062 First fiscal year in the series	€ 616,039 Retained profit 2023: € 616,039 ▲ 2% vs 2022 (€ 603,062) Favourable step	€ 622,369 Retained profit 2024: € 622,369 ▲ 1% vs 2023 (€ 616,039) Favourable step	€ 642,138 Retained profit 2025: € 642,138 ▲ 3% vs 2024 (€ 622,369) Favourable step	▲ 3%
Balance sheet total	€ 663,681 Balance sheet total 2022: € 663,681 First fiscal year in the series	€ 769,096 Balance sheet total 2023: € 769,096 ▲ 16% vs 2022 (€ 663,681) Unchanged	€ 679,306 Balance sheet total 2024: € 679,306 ▼ 12% vs 2023 (€ 769,096) Unchanged	€ 701,359 Balance sheet total 2025: € 701,359 ▲ 3% vs 2024 (€ 679,306) Unchanged	▲ 3%

Key figures of ALGEMEEN FINANCIEEL ADVIESBUREAU, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ALGEMEEN FINANCIEEL ADVIESBUREAU?

What happened at ALGEMEEN FINANCIEEL ADVIESBUREAU in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2030 Patricia Vermeulen stepped down as director. NBB
2030 Arthur Vermeulen stepped down as director. NBB
Jun 20, 2026 New annual accounts for financial year 2025: profit of € 19,770 (▲ 212% vs 2024). Source: NBB ↗
2024 Patricia Vermeulen became a director. NBB
2024 Arthur Vermeulen became a director. NBB
Jan 27, 1988 New establishment in Olen. KBO
Dec 23, 1987 Start of the company according to the CBE. KBO

In short

From € 23,380 profit in 2022 to € 19,770 profit in 2025.

Paid € 33,281 in corporate taxes since 2022.

Best year ever: 2022, with € 23,380 profit.

Original PDFs at the National Bank ↗

A new publication or filing at ALGEMEEN FINANCIEEL ADVIESBUREAU? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Directors

According to the 2025 annual accounts

Patricia Vermeulen

Director

since 2024 · until 2030

Arthur Vermeulen

Managing director, Director

since 2024 · until 2030

Establishments

Establishment units

Physical locations of this company

Registered office

Geelseweg 65

2250 Olen

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0432.908.327

VAT number

BE 0432.908.327

Registered office

Geelseweg 65, 2250 Olen

Names & denominations

ALGEMEEN FINANCIEEL ADVIESBUREAU

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

23 December 1987

Peppol

Not registered

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗