Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Legal situation KBO
Vrijwillige ontbinding – vereffening according to the CBE.
Financials
Financial year 2025
FIDUCIAIRE JACOB ET CIE from Waterloo, company number BE0432858936, closed financial year 2025 with a result of € 3,299 after tax. For that financial year FIDUCIAIRE JACOB ET CIE recorded a gross margin of € 7,240 and equity of € 128,110. Compared with financial year 2024, the result moved from € -344 to € 3,299. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 128,110
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,299
▲ still € 344 loss in 2024
Profit after tax over the fiscal year.
€ 58,439
▼ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 109,510.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 46,248
Supplier invoices still open on the last day of the fiscal year.
€ 9,932
▲ 28% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 27,293 | € 29,748 | € 511 | € 7,240 | ▲ € 6,729 |
| Profit after taxes | € 21,360 | € 18,292 | € -344 | € 3,299 | ▲ € 3,643 |
| Equity | € 116,863 | € 135,154 | € 124,811 | € 128,110 | ▲ 3% |
| Total debts | € 102,311 | € 92,415 | € 63,369 | € 56,245 | ▼ 11% |
| Cash | € 104,020 | € 73,379 | € 91,373 | € 58,439 | ▼ 36% |
| Land & buildings | € 12,000 | - | - | - | |
| Retained profit | € 98,263 | € 116,554 | € 106,211 | € 109,510 | ▲ 3% |
| Dividend | € 20,000 | € 0 | € 10,000 | € 0 | ▼ 100% |
| Balance sheet total | € 219,173 | € 227,570 | € 188,179 | € 184,356 | ▼ 2% |
Key figures of FIDUCIAIRE JACOB ET CIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FIDUCIAIRE JACOB ET CIE?
What happened at FIDUCIAIRE JACOB ET CIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
FIDUCIAIRE JACOB ET CIE is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.
- New annual accounts for financial year 2025: profit of € 3,299. Source: NBB ↗
- Guy JACOB became a director. NBB
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 21,360 profit in 2022 to € 3,299 profit in 2025.
Paid € 16,971 in corporate taxes since 2022.
Best year ever: 2022, with € 21,360 profit.
Paid out € 30,000 in dividends to the owners in total.
Management
Behind FIDUCIAIRE JACOB ET CIE is Guy JACOB.
Directors
According to the 2025 annual accounts
Guy JACOB
Liquidator
since 2023
Establishments
Establishment units
Physical locations of this company
Chemin des Postes 18
1410 Waterloo
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0432.858.936
- VAT number
- BE 0432.858.936
- Registered office
- Chemin des Postes 18, 1410 Waterloo
- Names & denominations
- FIDUCIAIRE JACOB ET CIE
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Vrijwillige ontbinding – vereffening
- Start date
- 18 December 1987
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
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