Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PAND Immo from Leuven, company number BE0432838150, closed financial year 2025 with a result of € 76,852 after tax. For that financial year PAND Immo recorded a gross margin of € 189,903 and equity of € 232,314. Compared with financial year 2024, the result moved from € -36,512 to € 76,852. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 12, 2026.
€ 232,314
▲ 49% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 76,852
▲ still € 36,512 loss in 2024
Profit after tax over the fiscal year.
€ 180,668
▲ € 163,539 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 172,814.
Debts at end 2025
€ 644,984
▼ 24% vs 2024
€ 487,689 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 523
Supplier invoices still open on the last day of the fiscal year.
€ 14,685
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 283,074 | € 21,155 | € 37,775 | € 189,903 | ▲ € 152,129 |
| Profit after taxes | € 183,036 | € 949 | € -36,512 | € 76,852 | ▲ € 113,364 |
| Equity | € 191,025 | € 191,974 | € 155,462 | € 232,314 | ▲ 49% |
| Total debts | € 691,160 | € 831,987 | € 1,095,653 | € 959,872 | ▼ 12% |
| Cash | € 101,626 | - | € 17,129 | € 180,668 | ▲ € 163,539 |
| Land & buildings | € 619,273 | € 794,285 | € 1,173,988 | € 929,040 | ▼ 21% |
| Retained profit | € 131,525 | € 132,474 | € 95,962 | € 172,814 | ▲ 80% |
| Bank debt | € 470,000 | € 548,501 | € 845,653 | € 644,984 | ▼ 24% |
| Balance sheet total | € 955,575 | € 1,023,961 | € 1,251,114 | € 1,192,186 | ▼ 5% |
Key figures of PAND Immo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PAND Immo?
What happened at PAND Immo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 76,852. filed late Source: NBB ↗
- The Coconut Company became a director. NBB
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 183,036 profit in 2022 to € 76,852 profit in 2025.
Paid € 49,370 in corporate taxes since 2022.
Best year ever: 2022, with € 183,036 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PAND Immo is The Coconut Company. The shares are held by Ground Developers (100%).
Directors
According to the 2025 annual accounts
Director · represented by Pieter Vangeel
Also active at: PROJECT DEVELOPERS, GROUND DEVELOPERS, VANZEGBROECK KROKET, X-Pand Group
since 2021
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Grauwmeer 1/35 box 30
3001 Leuven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
AS-HOSTINGER, CY
Website info
Features
Security
Network
Details
- Company number
- 0432.838.150
- VAT number
- BE 0432.838.150
- Registered office
- Grauwmeer 1/35 bus 30, 3001 Leuven
- Names & denominations
- PAND Immo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 November 1987
- Peppol
- Active · Active since 12 Aug 2026
- Contact
- pand.be [email protected]