Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
S.A.M. agencies from Gent, company number BE0432760946, closed financial year 2025 with a result of € -23,428 after tax. For that financial year S.A.M. agencies recorded a gross margin of € 42,709 and equity of € 221,672. Compared with financial year 2024, the result moved from € -24,811 to € -23,428. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 221,672
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -23,428
▲ 6 % less loss than in 2024
Profit after tax over the fiscal year.
€ 34,687
▲ 177% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 203,072.
People and assets in 2025
€ 39,689
▼ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 62,801
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 46,917
▼ 28% vs 2024
€ 13,857 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 5,032
▼ 83% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,593
▼ 28% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 53,282 | € 27,140 | € 33,715 | € 42,709 | ▲ 27% |
| Profit after taxes | € -28,869 | € -5,035 | € -24,811 | € -23,428 | ▲ € 1,383 |
| Equity | € 274,946 | € 269,911 | € 245,100 | € 221,672 | ▼ 10% |
| Total debts | € 35,494 | € 23,138 | € 107,530 | € 60,542 | ▼ 44% |
| Cash | € 67,663 | € 73,360 | € 12,515 | € 34,687 | ▲ 177% |
| Retained profit | € 256,346 | € 251,311 | € 226,500 | € 203,072 | ▼ 10% |
| Bank debt | € 19,015 | € 11,712 | € 65,239 | € 46,917 | ▼ 28% |
| Balance sheet total | € 310,440 | € 293,050 | € 352,630 | € 282,214 | ▼ 20% |
Key figures of S.A.M. agencies, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S.A.M. agencies?
What happened at S.A.M. agencies in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 23,428. Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 28,869 loss in 2022 to € 23,428 loss in 2025.
Paid € 4,922 in corporate taxes since 2022.
Management
Behind S.A.M. agencies are Ingrid Andrée Faket and Patrick Vits.
Directors
According to the 2025 annual accounts
Ingrid Andrée Faket
Director
Patrick Vits
Director
Establishments
Establishment units
Physical locations of this company
Koningin Astridlaan 57
9000 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0432.760.946
- VAT number
- BE 0432.760.946
- Registered office
- Koningin Astridlaan 57, 9000 Gent
- Names & denominations
- S.A.M. agencies
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 1987
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
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