Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
Financials
Financial year 2024
NATURE ET TERROIR from Pont-à-Celles, company number BE0432699182, closed financial year 2024 with a result of € -73,032 after tax. For that financial year NATURE ET TERROIR recorded a gross margin of € 1,660 and equity of € -64,161. Compared with financial year 2023, the result moved from € -30,948 to € -73,032. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2025.
€ -64,161
▼ € 73,032 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -73,032
▼ 136 % more loss than in 2023
Profit after tax over the fiscal year.
€ 43,712
▲ 127% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -134,066.
People and assets in 2024
€ 46,964
▼ 35% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,360
▼ 80% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 111,897
€ 38,651 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 11,581
▼ 50% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 1,420
▼ 89% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 58,312 | € 110,160 | € 75,703 | € 1,660 | ▼ 98% |
| Profit after taxes | € -8,318 | € 3,460 | € -30,948 | € -73,032 | ▼ € 42,084 |
| Equity | € 36,359 | € 39,819 | € 8,871 | € -64,161 | ▼ € 73,032 |
| Total debts | € 302,012 | € 284,553 | € 179,141 | € 289,141 | ▲ 61% |
| Cash | € 114,282 | € 161,447 | € 19,249 | € 43,712 | ▲ 127% |
| Retained profit | € -33,546 | € -30,086 | € -61,034 | € -134,066 | ▼ € 73,032 |
| Bank debt | € 158,000 | € 103,248 | € 111,948 | € 111,897 | |
| Balance sheet total | € 338,371 | € 324,372 | € 188,012 | € 224,980 | ▲ 20% |
| Employees (FTE) | 1.5 | 1.5 | 1.5 | - |
Key figures of NATURE ET TERROIR, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to NATURE ET TERROIR?
What happened at NATURE ET TERROIR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 73,032. Source: NBB ↗
- New establishment in Pont-à-Celles. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,318 loss in 2021 to € 73,032 loss in 2024.
Paid € 115 in corporate taxes since 2021.
Best year ever: 2022, with € 3,460 profit.
On average € 50,500 of value added per employee in 2023.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Place Bois Renaud(PAC) 16
6230 Pont-à-Celles
Place Communale(PAC) 20 box A
6230 Pont-à-Celles
Active since 22 December 1987
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
IONOS-AS This is the joint network for IONOS, Fasthosts, Arsys, 1&1 Mail and Media and 1&1 Telecom. Formerly known as 1&1 Internet SE., DE
Domain
Domain
nature-terroir.com
Registered
2004-08-24
Registrar
Infomaniak Network SA
Expires
2026-08-24
Website info
Features
Security
Network
Details
- Company number
- 0432.699.182
- VAT number
- BE 0432.699.182
- Registered office
- Place Bois Renaud(PAC) 16, 6230 Pont-à-Celles
- Names & denominations
- NATURE ET TERROIR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 December 1987
- Peppol
- Active · Active since 6 Feb 2026
- Contact
- nature-terroir.com
- Activities · NACE
Activiteiten van reisbureaus
Reisbureaus