Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
STUDIEBUREAU MONSAERT FRANÇOIS from Nazareth-De Pinte, company number BE0432677309, closed financial year 2025 with a result of € -27,543 after tax. For that financial year STUDIEBUREAU MONSAERT FRANÇOIS recorded a gross margin of € 19,870 and equity of € 601,405. Compared with financial year 2024, the result moved from € -18,818 to € -27,543. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ 601,405
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -27,543
▼ 46 % more loss than in 2024
Profit after tax over the fiscal year.
€ 120,463
▼ 35% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 328,405.
Debts at end 2025
€ 35,368
▼ 54% vs 2024
Loans from banks and other lenders, long and short.
€ 57
Supplier invoices still open on the last day of the fiscal year.
€ 4,872
▼ 82% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 38,884 | € 43,203 | € 37,118 | € 19,870 | ▼ 46% |
| Profit after taxes | € 71 | € 7,426 | € -18,818 | € -27,543 | ▼ € 8,725 |
| Equity | € 641,223 | € 648,649 | € 628,948 | € 601,405 | ▼ 4% |
| Total debts | € 360,199 | € 327,346 | € 321,167 | € 256,850 | ▼ 20% |
| Cash | € 3,407 | € 9,107 | € 185,154 | € 120,463 | ▼ 35% |
| Land & buildings | € 1,089,974 | € 1,053,076 | € 816,164 | € 787,775 | ▼ 3% |
| Retained profit | € 368,223 | € 375,649 | € 355,948 | € 328,405 | ▼ 8% |
| Dividend | € 0 | € 0 | € 883 | € 0 | ▼ 100% |
| Bank debt | € 160,147 | € 118,991 | € 77,402 | € 35,368 | ▼ 54% |
| Balance sheet total | € 1,093,381 | € 1,062,183 | € 1,015,527 | € 919,453 | ▼ 9% |
Key figures of STUDIEBUREAU MONSAERT FRANÇOIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to STUDIEBUREAU MONSAERT FRANÇOIS?
What happened at STUDIEBUREAU MONSAERT FRANÇOIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 27,543. Source: NBB ↗
- New establishment in Nazareth-De Pinte. KBO
- Start of the company according to the CBE. KBO
In short
From € 71 profit in 2022 to € 27,543 loss in 2025.
Paid € 24,911 in corporate taxes since 2022.
Best year ever: 2023, with € 7,426 profit.
Paid out € 883 in dividends to the owners in total.
Management
Behind STUDIEBUREAU MONSAERT FRANÇOIS are Nicole Amanda MIDDERNACHT and Dimitri MONSAERT. Dimitri MONSAERT is also behind DIMO MANAGEMENT.
Directors
According to the 2025 annual accounts
Nicole Amanda MIDDERNACHT
Director
Establishments
Establishment units
Physical locations of this company
's Gravenstraat 209
9810 Nazareth-De Pinte
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0432.677.309
- VAT number
- BE 0432.677.309
- Registered office
- 's Gravenstraat 209, 9810 Nazareth-De Pinte
- Names & denominations
- STUDIEBUREAU MONSAERT FRANÇOIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 November 1987
- Peppol
- Not registered