Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Optique Caroline Pankert - Optik Caroline Pankert from Eupen, company number BE0432613466, closed financial year 2025 with a result of € 77,543 after tax. For that financial year Optique Caroline Pankert - Optik Caroline Pankert recorded a gross margin of € 341,369 and equity of € 503,796. Compared with financial year 2024, the result moved from € 55,604 to € 77,543. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 9, 2025.
€ 503,796
▼ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 77,543
▲ 39% vs 2024
Profit after tax over the fiscal year.
€ 18,762
▲ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 150,411 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
3.8
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 104,875
▲ 16% vs 2024
€ 27,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 41,490
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 350,444
▼ 28% vs 2024
€ 106,885 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 40,268
▼ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 44,158
▲ 12% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 323,353 | € 261,229 | € 292,752 | € 341,369 | ▲ 17% |
| Profit after taxes | € 139,787 | € 39,470 | € 55,604 | € 77,543 | ▲ 39% |
| Equity | € 503,590 | € 528,060 | € 576,664 | € 503,796 | ▼ 13% |
| Total debts | € 976,297 | € 801,542 | € 704,194 | € 686,465 | ▼ 3% |
| Cash | € 41,354 | € 19,354 | € 17,810 | € 18,762 | ▲ 5% |
| Land & buildings | € 1,112,042 | € 1,033,142 | € 1,018,911 | € 966,308 | ▼ 5% |
| Retained profit | € 484,990 | € 509,460 | € 558,064 | € 485,196 | ▼ 13% |
| Dividend | € 27,000 | € 15,000 | € 7,000 | € 150,411 | ▲ € 143,411 |
| Bank debt | € 688,087 | € 578,804 | € 489,834 | € 350,444 | ▼ 28% |
| Balance sheet total | € 1,484,675 | € 1,333,358 | € 1,283,581 | € 1,191,951 | ▼ 7% |
| Employees (FTE) | 1.9 | 3.5 | 3.7 | 3.8 | ▲ 0.1 |
Key figures of Optique Caroline Pankert - Optik Caroline Pankert, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Optique Caroline Pankert - Optik Caroline Pankert?
What happened at Optique Caroline Pankert - Optik Caroline Pankert in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 77,543 (▲ 39% vs 2024). Source: NBB ↗
- New establishment in Kelmis. KBO
- New establishment in Eupen. KBO
- Start of the company according to the CBE. KBO
In short
From € 139,787 profit in 2022 to € 77,543 profit in 2025.
Paid € 117,759 in corporate taxes since 2022.
Best year ever: 2022, with € 139,787 profit.
On average € 89,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Optique Caroline Pankert - Optik Caroline Pankert are Philippe Reul and Caroline Pankert.
Directors
According to the 2025 annual accounts
Philippe Reul
Director
Caroline Pankert
Director
Establishments
Establishment units
Physical locations of this company
Rue du Couvent 23
4700 Eupen
Rue de l'Eglise 7
4720 Kelmis
Active since 9 February 1988
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
GODADDY, DE
Domain
Domain
pankert.com
Registered
2002-04-29
Registrar
EPAG Domainservices GmbH
Expires
2026-04-29
Website info
Features
Security
Details
- Company number
- 0432.613.466
- VAT number
- BE 0432.613.466
- Registered office
- Rue du Couvent 23, 4700 Eupen
- Names & denominations
- Optique Caroline Pankert - Optik Caroline Pankert
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 November 1987
- Peppol
- Active · Active since 19 Dec 2025
- Contact
- pankert.com
- Activities · NACE
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