Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
PHARMACIE NAIM from Saint-Nicolas, company number BE0432596739, closed financial year 2025 with a result of € -16,289 after tax. For that financial year PHARMACIE NAIM recorded a gross margin of € 66,478 and equity of € 189,212. Compared with financial year 2024, the result moved from € -1,775 to € -16,289. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 3, 2026.
€ 189,212
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,289
▼ 818 % more loss than in 2024
Profit after tax over the fiscal year.
€ 34,934
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 133,436.
People and assets in 2025
1.3
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 57,185
▲ 45% vs 2024
€ 44,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,605
▼ 53% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 169,400
▲ 238% vs 2024
€ 30,047 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 38,870
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,543
▼ 25% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 62,064 | € 19,272 | € 60,276 | € 66,478 | ▲ 10% |
| Profit after taxes | € -1,881 | € -38,200 | € -1,775 | € -16,289 | ▼ € 14,515 |
| Equity | € 245,476 | € 207,276 | € 205,501 | € 189,212 | ▼ 8% |
| Total debts | € 128,310 | € 128,386 | € 100,469 | € 214,238 | ▲ 113% |
| Cash | € 88,301 | € 94,850 | € 74,185 | € 34,934 | ▼ 53% |
| Land & buildings | € 55,230 | € 49,505 | € 43,780 | € 38,055 | ▼ 13% |
| Retained profit | € 189,700 | € 151,500 | € 149,725 | € 133,436 | ▼ 11% |
| Bank debt | € 82,534 | € 66,442 | € 50,147 | € 169,400 | ▲ 238% |
| Balance sheet total | € 373,786 | € 335,662 | € 305,971 | € 403,450 | ▲ 32% |
| Employees (FTE) | 1 | 0 | 1 | 1.3 | ▲ 0.3 |
Key figures of PHARMACIE NAIM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHARMACIE NAIM?
What happened at PHARMACIE NAIM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,289. Source: NBB ↗
- Racha NAIM SRL became a director. NBB
- New establishment in Saint-Nicolas. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,881 loss in 2022 to € 16,289 loss in 2025.
Paid € 104 in corporate taxes since 2022.
On average € 51,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Racha NAIM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PHARMACIE NAIMBehind PHARMACIE NAIM is Racha NAIM SRL. The shares are held by Racha NAIM (100%).
Directors
According to the 2025 annual accounts
Director · represented by Racha Naim
since 2017
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Ferdinand Nicolay 677
4420 Saint-Nicolas
Rue Saint-Nicolas 677
4420 Saint-Nicolas
Active since 11 December 1987
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0432.596.739
- VAT number
- BE 0432.596.739
- Registered office
- Rue Ferdinand Nicolay 677, 4420 Saint-Nicolas
- Names & denominations
- PHARMACIE NAIM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 November 1987
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Apothekers
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Groothandel in farmaceutische producten
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Detailhandel in medische en orthopedische artikelen in gespecialiseerde winkels