Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
WOONZORGCENTRUM SINT-BERNARDUS VZW from De Panne, company number BE0432582485, closed financial year 2025 with a result of € 40,101 after tax. For that financial year WOONZORGCENTRUM SINT-BERNARDUS VZW recorded revenue of € 8.5 million and equity of € 8.1 million. Compared with financial year 2024, the result moved from € 80,165 to € 40,101. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 8.1 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,101
▼ 50% vs 2024
Profit after tax over the fiscal year.
€ 56,097
▼ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
111.6
▼ 5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 8 million
▲ 4% vs 2024
€ 71,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 314,019
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 8.2 million
▼ 6% vs 2024
€ 493,884 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 260,103
▼ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 61 days on average.
€ 1.3 million
▼ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 7,576,601 | € 8,049,845 | € 8,189,802 | € 8,489,271 | ▲ 4% |
| Profit after taxes | € 369,176 | € 168,700 | € 80,165 | € 40,101 | ▼ 50% |
| Equity | € 8,039,669 | € 8,143,567 | € 8,158,931 | € 8,134,230 | |
| Total debts | € 11,480,694 | € 11,192,885 | € 10,712,955 | € 10,077,789 | ▼ 6% |
| Cash | € 556,114 | € 552,465 | € 64,592 | € 56,097 | ▼ 13% |
| Land & buildings | € 11,903,348 | € 11,603,652 | € 11,197,027 | € 10,718,502 | ▼ 4% |
| Retained profit | € 5,129,187 | € 5,297,886 | € 5,378,051 | € 5,418,152 | ▲ 1% |
| Bank debt | € 9,669,970 | € 9,201,438 | € 8,724,686 | € 8,239,329 | ▼ 6% |
| Balance sheet total | € 19,520,363 | € 19,336,452 | € 18,871,886 | € 18,212,019 | ▼ 3% |
| Employees (FTE) | 99.8 | 107.5 | 116.6 | 111.6 | ▼ 5 |
Key figures of WOONZORGCENTRUM SINT-BERNARDUS VZW, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to WOONZORGCENTRUM SINT-BERNARDUS VZW?
What happened at WOONZORGCENTRUM SINT-BERNARDUS VZW in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Karel Ghesquiere stepped down as director. NBB
- Johan Degrieck stepped down as director. NBB
- Francis Peeters stepped down as director. NBB
- Janic Blanckaert stepped down as director. NBB
- Noëlla Ghijs stepped down as director. NBB
- Godelieve Ghijs stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 40,101 (▼ 50% vs 2024). Source: NBB ↗
- Andre Goderis stepped down as director. NBB
In short
From € 369,176 profit in 2022 to € 40,101 profit in 2025.
Paid € 190,610 in corporate taxes since 2022.
Best year ever: 2022, with € 369,176 profit.
Pays suppliers within 61 days on average.
A new publication or filing at WOONZORGCENTRUM SINT-BERNARDUS VZW? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2024 · until 2028
Andre Goderis
Vice-chairman of the board
since 2023 · until 2026
Johan Degrieck
Director
since 2024 · until 2028
since 2023 · until 2026
Frans Vandamme
Director
Also active at: Eigen Woonst, Sint-Jozef, wonen, leven en zorg,Sint-Michiels Brugge
since 2023 · until 2026
Francis Peeters
Director
since 2024 · until 2028
Luc Sillis
Chairman of the board
Also active at: Meli, PATRIMMONIA REAL ESTATE, SOLARROOF INVEST, ESE.group
since 2023 · until 2026
Janic Blanckaert
Director
since 2024 · until 2028
Genoveva Verbanck
Director
since 2023 · until 2026
Freddy Declercq
Director
since 2023 · until 2026
Noëlla Ghijs
Director
Also active at: Blij Leven, Woonzorgcentrum Sint - Bernardus, CURANDO O.L.V. van 7 Weeën Ruiselede
since 2024 · until 2028
Godelieve Ghijs
Director
Also active at: Sint-Bernardus, Blij Leven, Woonzorgcentrum Sint - Bernardus, CURANDO O.L.V. van 7 Weeën Ruiselede
since 2024 · until 2028
Establishments
Establishment units
Physical locations of this company
Koninklijke Baan 18
8660 De Panne
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
DIGITALOCEAN-ASN - DigitalOcean, LLC, US
Website info
Features
Security
Details
- Company number
- 0432.582.485
- VAT number
- BE 0432.582.485
- Registered office
- Koninklijke Baan 18, 8660 De Panne
- Names & denominations
- WOONZORGCENTRUM SINT-BERNARDUS VZW · WZC SINT-BERNARDUS VZW
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 12 September 1986
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- sint-bernardus.be
- Activities · NACE
Rust- en verzorgingstehuizen (RVT)
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Diverse administratieve activiteiten ten behoeve van kantoren