Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Les Jardins de l'Art from La Louvière, company number BE0432422337, closed financial year 2025 with a result of € 8,086 after tax. For that financial year Les Jardins de l'Art recorded a gross margin of € 19,526 and equity of € -795. Compared with financial year 2024, the result moved from € 4,556 to € 8,086. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ -795
▲ € 8,086 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,086
▲ 77% vs 2024
Profit after tax over the fiscal year.
€ 3,953
▲ € 3,034 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -19,395.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 7,778
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 6,320
Loans from banks and other lenders, long and short.
€ 4,826
▲ 265% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 7,776 | € 4,815 | € 11,993 | € 19,526 | ▲ 63% |
| Profit after taxes | € 2,617 | € 914 | € 4,556 | € 8,086 | ▲ 77% |
| Equity | € -14,351 | € -13,437 | € -8,881 | € -795 | ▲ € 8,086 |
| Total debts | € 20,652 | € 18,578 | € 17,078 | € 22,583 | ▲ 32% |
| Cash | € 104 | € 107 | € 919 | € 3,953 | ▲ € 3,034 |
| Land & buildings | € 3,712 | € 3,147 | € 5,029 | € 3,438 | ▼ 32% |
| Retained profit | € -32,951 | € -32,037 | € -27,481 | € -19,395 | ▲ € 8,086 |
| Bank debt | € 3,530 | € 3,530 | € 6,320 | € 6,320 | |
| Balance sheet total | € 6,301 | € 5,141 | € 8,197 | € 21,788 | ▲ 166% |
Key figures of Les Jardins de l'Art, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Les Jardins de l'Art?
What happened at Les Jardins de l'Art in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,086 (▲ 77% vs 2024). filed late Source: NBB ↗
- Michelle PONTHIEU became a director. NBB
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,617 profit in 2022 to € 8,086 profit in 2025.
Paid € 5,140 in corporate taxes since 2022.
Best year ever: 2025, with € 8,086 profit.
Management
Behind Les Jardins de l'Art is Michelle PONTHIEU.
Directors
According to the 2025 annual accounts
Michelle PONTHIEU
Managing director
since 2007
Establishments
Establishment units
Physical locations of this company
Rue du Moulin(L.L) 136
7100 La Louvière
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0432.422.337
- VAT number
- BE 0432.422.337
- Registered office
- Rue du Moulin(L.L) 136, 7100 La Louvière
- Names & denominations
- Les Jardins de l'Art
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 November 1987
- Peppol
- Not registered