Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
-
Shrinking team NBB
FTE fell two years in a row, from 7.8 to 6.6.
Financials
Financial year 2025
VAN HAM from Lommel, company number BE0432338304, closed financial year 2025 with a result of € -55,131 after tax. For that financial year VAN HAM recorded a gross margin of € 326,972 and equity of € 412,925. Compared with financial year 2024, the result moved from € -156,767 to € -55,131. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 27, 2026.
€ 412,925
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -55,131
▲ 65 % less loss than in 2024
Profit after tax over the fiscal year.
€ 15,915
▲ 43% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -305,966.
People and assets in 2025
6.6
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 305,953
▼ 4% vs 2024
€ 46,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 35,255
▼ 43% vs 2024
Of which on lease € 33,421.
Debts at end 2025
€ 284,277
▼ 11% vs 2024
€ 22,660 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 107,488
▲ 39% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,722
▲ 15% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 483,399 | € 539,818 | € 244,594 | € 326,972 | ▲ 34% |
| Profit after taxes | € 54,375 | € 55,129 | € -156,767 | € -55,131 | ▲ € 101,636 |
| Equity | € 569,693 | € 624,823 | € 468,056 | € 412,925 | ▼ 12% |
| Total debts | € 646,018 | € 458,503 | € 433,067 | € 419,286 | ▼ 3% |
| Cash | € 13,718 | € 20,181 | € 11,123 | € 15,915 | ▲ 43% |
| Land & buildings | € 183,182 | € 171,149 | € 159,085 | € 147,720 | ▼ 7% |
| Retained profit | € -149,198 | € -94,068 | € -250,836 | € -305,966 | ▼ € 55,131 |
| Bank debt | € 388,418 | € 354,120 | € 319,409 | € 284,277 | ▼ 11% |
| Balance sheet total | € 1,215,711 | € 1,083,325 | € 901,123 | € 832,210 | ▼ 8% |
| Employees (FTE) | 8.5 | 7.8 | 7.5 | 6.6 | ▼ 0.9 |
Key figures of VAN HAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VAN HAM?
What happened at VAN HAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 55,131. Source: NBB ↗
- Marc Peter Verlaek became a director. NBB
- Danny Verlaek became a director. NBB
- New establishment in Lommel. KBO
- Start of the company according to the CBE. KBO
In short
From € 54,375 profit in 2022 to € 55,131 loss in 2025.
Best year ever: 2023, with € 55,129 profit.
On average € 49,500 of value added per employee in 2025.
Management
Behind VAN HAM are Danny Verlaek and Marc Peter Verlaek.
Directors
According to the 2025 annual accounts
Danny Verlaek
Managing director
since 2005
Marc Peter Verlaek
Managing director
since 2014
Establishments
Establishment units
Physical locations of this company
Lodewijk De Raetstraat 26
3920 Lommel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0432.338.304
- VAT number
- BE 0432.338.304
- Registered office
- Lodewijk De Raetstraat 26, 3920 Lommel
- Names & denominations
- VAN HAM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 October 1987
- Peppol
- Active · Active since 15 Sept 2025
- Activities · NACE
Houwen, bewerken en afwerken van natuursteen
Houwen, bewerken en afwerken van bouw- en siersteen