Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
ETABLISSEMENTS PATER ET CIE from Courcelles, company number BE0432202997, closed financial year 2026 with a result of € 122,279 after tax. For that financial year ETABLISSEMENTS PATER ET CIE recorded revenue of € 6.7 million and equity of € 605,844. Compared with financial year 2025, the result moved from € 53,977 to € 122,279. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 1, 2026.
€ 605,844
▲ 11% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 122,279
▲ 127% vs 2025
Profit after tax over the fiscal year.
€ 294,928
▼ 5% vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 60,000 paid out
49 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2026
8.9
Average over the fiscal year, from the social balance sheet.
€ 504,084
€ 56,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2026
€ 435,716
▼ 15% vs 2025
Loans from banks and other lenders, long and short.
€ 302,167
▲ 12% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 87,945
▼ 6% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Revenue | € 5,348,606 | € 5,963,290 | € 6,300,994 | € 6,714,881 | ▲ 7% |
| Gross margin | € 644,284 | € 759,946 | € 806,555 | € 813,664 | ▲ 1% |
| Profit after taxes | € 59,654 | € 75,590 | € 53,977 | € 122,279 | ▲ 127% |
| Equity | € 413,998 | € 489,588 | € 543,565 | € 605,844 | ▲ 11% |
| Total debts | € 1,032,631 | € 891,856 | € 877,202 | € 879,255 | |
| Cash | € 334,948 | € 316,569 | € 310,705 | € 294,928 | ▼ 5% |
| Land & buildings | € 325,381 | € 307,893 | € 290,406 | € 272,918 | ▼ 6% |
| Retained profit | € 203,289 | € 278,878 | € 332,855 | € 395,135 | ▲ 19% |
| Dividend | € 0 | € 0 | € 0 | € 60,000 | |
| Bank debt | € 647,044 | € 518,512 | € 514,279 | € 435,716 | ▼ 15% |
| Balance sheet total | € 1,537,962 | € 1,534,177 | € 1,614,500 | € 1,678,832 | ▲ 4% |
| Employees (FTE) | - | - | - | 8.9 |
Key figures of ETABLISSEMENTS PATER ET CIE, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 30 January 2028.
What happened to ETABLISSEMENTS PATER ET CIE?
What happened at ETABLISSEMENTS PATER ET CIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 122,279 (▲ 127% vs 2025). Source: NBB ↗
- New establishment in Courcelles. KBO
- Laurence PATER became a director. NBB
- Pascal QUAIRIAUX became a director. NBB
- New establishment in Courcelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 59,654 profit in 2023 to € 122,279 profit in 2026.
Paid € 133,018 in corporate taxes since 2023.
Best year ever: 2026, with € 122,279 profit.
On average € 91,400 of value added per employee in 2026.
Management
Behind ETABLISSEMENTS PATER ET CIE are Laurence PATER and Pascal QUAIRIAUX.
Directors
According to the 2026 annual accounts
Laurence PATER
Director
since 2014
Pascal QUAIRIAUX
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Rue Paul Janson(ST) 83
6182 Courcelles
Rue Paul Janson(ST) 79
6182 Courcelles
Active since 1 January 2024
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0432.202.997
- VAT number
- BE 0432.202.997
- Registered office
- Rue Paul Janson(ST) 83, 6182 Courcelles
- Names & denominations
- ETABLISSEMENTS PATER ET CIE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 October 1987
- Peppol
- Active · Active since 26 Jun 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Carrosserieherstelling (inclusief spuiten en verven)
Detailhandel in motorbrandstoffen
Detailhandel in onderdelen en accessoires van motorvoertuigen
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