Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
S.A. VANHOUDT from Plombières, company number BE0431899230, closed financial year 2025 with a result of € -45,348 after tax. For that financial year S.A. VANHOUDT recorded a gross margin of € 44,896 and equity of € 270,000. Compared with financial year 2024, the result moved from € -20,550 to € -45,348. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 270,000
▼ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -45,348
▼ 121 % more loss than in 2024
Profit after tax over the fiscal year.
€ 14,925
▲ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 189,400.
People and assets in 2025
€ 10,431
▼ 54% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 435
▼ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 40,523 | € 50,767 | € 23,726 | € 44,896 | ▲ 89% |
| Profit after taxes | € 6,883 | € 797 | € -20,550 | € -45,348 | ▼ € 24,798 |
| Equity | € 374,031 | € 359,598 | € 315,348 | € 270,000 | ▼ 14% |
| Total debts | € 324,855 | € 326,065 | € 163,752 | € 122,073 | ▼ 25% |
| Cash | € 188,792 | € 216,670 | € 14,332 | € 14,925 | ▲ 4% |
| Land & buildings | € 363,185 | € 385,499 | € 357,795 | € 331,464 | ▼ 7% |
| Retained profit | € 312,031 | € 285,198 | € 234,748 | € 189,400 | ▼ 19% |
| Dividend | € 0 | € 23,200 | € 29,900 | € 0 | ▼ 100% |
| Balance sheet total | € 698,886 | € 685,663 | € 479,099 | € 392,073 | ▼ 18% |
Key figures of S.A. VANHOUDT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S.A. VANHOUDT?
What happened at S.A. VANHOUDT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Bernadette SCHNACKERS stepped down as director. NBB
- François VANHOUDT stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 45,348. filed late Source: NBB ↗
- Bernadette SCHNACKERS became a director. NBB
- François VANHOUDT became a director. NBB
- New establishment in Plombières. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,883 profit in 2022 to € 45,348 loss in 2025.
Paid € 2,321 in corporate taxes since 2022.
Best year ever: 2022, with € 6,883 profit.
Paid out € 53,100 in dividends to the owners in total.
Management
Directors
According to the 2025 annual accounts
Bernadette SCHNACKERS
Director
since 2022 · until 2028
François VANHOUDT
Managing director
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Rue de la Gare 70
4850 Plombières
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.899.230
- VAT number
- BE 0431.899.230
- Registered office
- Rue de la Gare 70, 4850 Plombières
- Names & denominations
- S.A. VANHOUDT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 September 1987
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
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