Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LES DOUCEURS DE SAIVE from Blégny, company number BE0431853797, closed financial year 2025 with a result of € -60,263 after tax. For that financial year LES DOUCEURS DE SAIVE recorded a gross margin of € 559,276 and equity of € -135,539. Compared with financial year 2024, the result moved from € -20,444 to € -60,263. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ -135,539
▼ € 60,263 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -60,263
▼ 195 % more loss than in 2024
Profit after tax over the fiscal year.
€ 24,738
▼ 35% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -165,539.
People and assets in 2025
14.2
▼ 3.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 563,806
€ 39,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 34,842
▼ 31% vs 2024
Of which on lease € 30,410.
Debts at end 2025
€ 9,569
▼ 71% vs 2024
Loans from banks and other lenders, long and short.
€ 92,095
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 161,260
▲ 17% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 505,062 | € 528,189 | € 618,058 | € 559,276 | ▼ 10% |
| Profit after taxes | € -49,106 | € -88,811 | € -20,444 | € -60,263 | ▼ € 39,819 |
| Equity | € 33,979 | € -54,832 | € -75,276 | € -135,539 | ▼ € 60,263 |
| Total debts | € 326,706 | € 363,239 | € 287,153 | € 297,926 | ▲ 4% |
| Cash | € 123,098 | € 80,515 | € 37,868 | € 24,738 | ▼ 35% |
| Land & buildings | € 6,500 | € 4,821 | € 3,142 | € 3,034 | ▼ 3% |
| Retained profit | € 3,979 | € -84,832 | € -105,276 | € -165,539 | ▼ € 60,263 |
| Bank debt | € 81,193 | € 60,897 | € 32,966 | € 9,569 | ▼ 71% |
| Balance sheet total | € 360,684 | € 308,406 | € 211,877 | € 162,387 | ▼ 23% |
| Employees (FTE) | 13.4 | 16.2 | 17.6 | 14.2 | ▼ 3.4 |
Key figures of LES DOUCEURS DE SAIVE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LES DOUCEURS DE SAIVE?
What happened at LES DOUCEURS DE SAIVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 60,263. Source: NBB ↗
- New establishment in Beyne-Heusay. KBO
- New establishment in Blégny. KBO
- Start of the company according to the CBE. KBO
In short
From € 49,106 loss in 2022 to € 60,263 loss in 2025.
Paid € 3,748 in corporate taxes since 2022.
On average € 39,400 of value added per employee in 2025.
Management
The stake of PATRI SALVA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
LES DOUCEURS DE SAIVEBehind LES DOUCEURS DE SAIVE is RICHARD ANCION. The shares are held by PATRI SALVA (20%).
Directors
According to the 2025 annual accounts
RICHARD ANCION
Director
Shareholders
20%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Cortil Moray 1
4671 Blégny
Rue Vieux Thier 1
4610 Beyne-Heusay
Active since 1 September 2015
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.853.797
- VAT number
- BE 0431.853.797
- Registered office
- Rue Cortil Moray 1, 4671 Blégny
- Names & denominations
- LES DOUCEURS DE SAIVE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 August 1987
- Peppol
- Active · Active since 3 Oct 2025
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Industriële vervaardiging van brood en van vers banketbakkerswerk
Vervaardiging van beschuit, biscuit en houdbaar banketbakkerswerk
Detailhandel in wijnen en geestrijke dranken