Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Z.- DESIGN from Knokke-Heist, company number BE0431832815, closed financial year 2025 with a result of € -44,126 after tax. For that financial year Z.- DESIGN recorded a gross margin of € 63,456 and equity of € 911,877. Compared with financial year 2024, the result moved from € -93,246 to € -44,126. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 911,877
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -44,126
▲ 53 % less loss than in 2024
Profit after tax over the fiscal year.
€ 15,568
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 893,285.
People and assets in 2025
€ 1.3 million
▼ 3% vs 2024
Of which on lease € 1.3 million.
Debts at end 2025
€ 1.2 million
▼ 55% vs 2024
€ 68,972 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 29,450
▲ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,336
▲ 78% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 44,876 | € 73,777 | € 66,397 | € 63,456 | ▼ 4% |
| Profit after taxes | € -16,876 | € -139,214 | € -93,246 | € -44,126 | ▲ € 49,120 |
| Equity | € 1,188,464 | € 1,049,250 | € 956,003 | € 911,877 | ▼ 5% |
| Total debts | € 2,436,476 | € 2,581,303 | € 4,085,092 | € 2,771,348 | ▼ 32% |
| Cash | € 35,617 | € 59,318 | € 1,257,102 | € 15,568 | ▼ 99% |
| Land & buildings | € 1,448,737 | € 1,414,259 | € 1,380,827 | € 1,346,334 | ▼ 2% |
| Retained profit | € 1,169,872 | € 1,030,658 | € 937,411 | € 893,285 | ▼ 5% |
| Bank debt | € 2,067,608 | € 2,024,199 | € 2,629,999 | € 1,187,694 | ▼ 55% |
| Balance sheet total | € 4,085,517 | € 4,075,257 | € 5,469,926 | € 4,097,107 | ▼ 25% |
Key figures of Z.- DESIGN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Z.- DESIGN?
What happened at Z.- DESIGN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 44,126. filed late Source: NBB ↗
- New establishment in Blankenberge. KBO
- Immo K-Z became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,876 loss in 2022 to € 44,126 loss in 2025.
Paid € 11,214 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Z.- DESIGN is Immo K-Z. Immo K-Z is also behind Prins Boudewijn and BEAUFORT INVEST.
Directors
According to the 2025 annual accounts
since 2017
Establishments
Establishment units
Physical locations of this company
De Judestraat 57- box 59
8300 Knokke-Heist
Prinsenlaan 51
8370 Blankenberge
Active since 1 July 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.832.815
- VAT number
- BE 0431.832.815
- Registered office
- De Judestraat 57- bus 59, 8300 Knokke-Heist
- Names & denominations
- Z.- DESIGN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 October 1986
- Peppol
- Active · Active since 16 Jan 2026
- Activities · NACE
Overige werkzaamheden in verband met de afwerking van gebouwen
Schilderen van gebouwen
Detailhandel in verlichtingsartikelen
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Plaatsen van vloer- en wandtegels
Detailhandel in artikelen voor verlichting en woninginrichting
Detailhandel in verlichtingsartikelen in gespecialiseerde winkels
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)