Active · per the CBE, 16 September 2026
VDL-INTERASS logo

VDL-INTERASS

BE0431686127

Rechtspersoon Public limited company 3 establishments

VDL-INTERASS is an insurance broker in Gent. Public Limited, started on 31 July 1987, 3 establishments.

Esplanade Oscar Van de Voorde 1, 9000 Gent vdl-interass.be

Active for

39 year, 1 month

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Busy address KBO

    79 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

VDL-INTERASS from Gent, company number BE0431686127, closed financial year 2025 with a result of € 245,479 after tax. For that financial year VDL-INTERASS recorded a gross margin of € 2.8 million and equity of € 1.7 million. Compared with financial year 2024, the result moved from € 457,927 to € 245,479. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.

What it is worth Growing

€ 1.7 million

▲ 17% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 245,479

▼ 46% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1.1 million

▲ 25% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.3 million.

People and assets in 2025

Full-time equivalents

28.2

▲ 0.6 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 2.4 million

€ 86,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 1.3 million

▼ 3% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 307,819

▲ 13% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 1,674,601 € 2,232,271 € 2,820,630 € 2,769,448 ▼ 2%
Profit after taxes € -212,356 € -74,910 € 457,927 € 245,479 ▼ 46%
Equity € 1,077,995 € 1,003,085 € 1,461,013 € 1,706,492 ▲ 17%
Total debts € 1,457,054 € 1,519,275 € 1,593,428 € 1,587,715
Cash € 517,388 € 883,236 € 868,562 € 1,089,376 ▲ 25%
Retained profit € 632,995 € 558,085 € 1,016,013 € 1,261,492 ▲ 24%
Balance sheet total € 2,535,050 € 2,522,361 € 3,054,441 € 3,294,207 ▲ 8%
Employees (FTE) 24.2 26.7 27.6 28.2 ▲ 0.6

Key figures of VDL-INTERASS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to VDL-INTERASS?

What happened at VDL-INTERASS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • Pascal Buyle stepped down as director. NBB
  • Pieter Valcke stepped down as director. NBB
  • Dirk Smet stepped down as director. NBB
  • Xavier Dumon stepped down as director. NBB
  • New annual accounts for financial year 2025: profit of € 245,479 (▼ 46% vs 2024). filed late Source: NBB ↗
  • Michel Vanhaeren stepped down as director. NBB
  • Pascal Buyle became a director. NBB
  • Pieter Valcke became a director. NBB

In short

From € 212,356 loss in 2022 to € 245,479 profit in 2025.

Paid € 155,723 in corporate taxes since 2022.

Best year ever: 2024, with € 457,927 profit.

On average € 98,200 of value added per employee in 2025.

Management

Directors

According to the 2025 annual accounts

Dirk Smet

Chairman of the board

since 2024 · until 2028

Pascal Buyle

Managing director

since 2025 · until 2031

Pieter Valcke

Director

since 2025 · until 2031

Michel Vanhaeren

Director

Also active at: L'Economie Populaire, BUREAU LAVEAUX ET MARTIN, QUALITASS

since 2025 · until 2026

Xavier Dumon

Director

since 2022 · until 2028

Establishments

Establishment units

Physical locations of this company

Registered office

Esplanade Oscar Van de Voorde 1

9000 Gent

2.029.826.453

Avenue des Combattants 34

5000 Namur

Active since 14 May 1998

2.341.288.802

Amerikalei 137

2000 Antwerpen

Active since 1 February 2023

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

AMPAWS S3AvadaComplianzContact Form 7Font AwesomeGravity FormsLottieNginxOpenCartOptinMonsterPHPRank MathWPMLWooCommerceWordPressYoast SEOjQuerylazysizes

Certifications & Partners

FSMA

Hosting & Email

Email provider

Self-hosted

Hosting

COMBELL-AS, BE

DNS

Cloudflare DNS

Website info

HTTPS Ja
Languages NL
Copyright 2026

Features

Webshop

Security

HTTPS
SPF
DMARC

Network

IPv6

Details

Company number
0431.686.127
VAT number
BE 0431.686.127
Registered office
Esplanade Oscar Van de Voorde 1, 9000 Gent
Names & denominations
VDL-INTERASS · VDL
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
31 July 1987
Peppol
Active · Active since 1 Jan 2001
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Frequently asked questions

What does VDL-INTERASS do?
VDL-INTERASS is an insurance broker in Gent. Public Limited, started on 31 July 1987, 3 establishments.
What is the address of VDL-INTERASS?
The registered office of VDL-INTERASS is located at Esplanade Oscar Van de Voorde 1, 9000 Gent.
Is VDL-INTERASS still active?
Yes. According to the CBE (16 September 2026) VDL-INTERASS is active, legal situation “Normale toestand”, started on 31 July 1987.
Is VDL-INTERASS registered on Peppol?
Yes, VDL-INTERASS is registered on the Peppol network with ID 0208:0431686127.
What is the enterprise number of VDL-INTERASS?
The enterprise number of VDL-INTERASS is BE0431686127.
When was VDL-INTERASS founded?
VDL-INTERASS was founded on 31 July 1987.