Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
IMMO LOUVE from Oostende, company number BE0431577645, closed financial year 2025 with a result of € -3,998 after tax. For that financial year IMMO LOUVE recorded a gross margin of € -253 and equity of € 14,074. Compared with financial year 2024, the result moved from € -1,428 to € -3,998. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 14,074
▼ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,998
▼ 180 % more loss than in 2024
Profit after tax over the fiscal year.
€ 230
▲ € 175 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -47,926.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 444
▼ 35% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -3,358 | € -2,871 | € 2,543 | € -253 | ▼ € 2,796 |
| Profit after taxes | € -6,689 | € -6,442 | € -1,428 | € -3,998 | ▼ € 2,570 |
| Equity | € 25,943 | € 19,501 | € 18,072 | € 14,074 | ▼ 22% |
| Total debts | € 11,813 | € 20,315 | € 22,014 | € 27,955 | ▲ 27% |
| Cash | € 28 | € 6 | € 55 | € 230 | ▲ € 175 |
| Land & buildings | € 37,315 | € 39,415 | € 38,701 | € 37,988 | ▼ 2% |
| Retained profit | € -36,057 | € -42,499 | € -43,928 | € -47,926 | ▼ € 3,998 |
| Balance sheet total | € 37,756 | € 39,816 | € 40,086 | € 42,030 | ▲ 5% |
Key figures of IMMO LOUVE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO LOUVE?
What happened at IMMO LOUVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,998. Source: NBB ↗
- Hilde De Smedt became a director. NBB
- New establishment in Oostende. KBO
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,689 loss in 2022 to € 3,998 loss in 2025.
Management
Behind IMMO LOUVE is Hilde De Smedt.
Directors
According to the 2025 annual accounts
Hilde De Smedt
Director
since 2012
Establishments
Establishment units
Physical locations of this company
Albert I-Promenade 87 box 6
8400 Oostende
Rue de Bouvy(L.L) 86
7100 La Louvière
Active since 21 October 1987
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.577.645
- VAT number
- BE 0431.577.645
- Registered office
- Albert I-Promenade 87 bus 6, 8400 Oostende
- Names & denominations
- IMMO LOUVE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 July 1987
- Peppol
- Not registered