Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JACOPS CHRISTEL from Zele, company number BE0431468371, closed financial year 2025 with a result of € 69,343 after tax. For that financial year JACOPS CHRISTEL recorded a gross margin of € 125,170 and equity of € 152,199. Compared with financial year 2024, the result moved from € 6,356 to € 69,343. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 152,199
▲ 84% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 69,343
▲ € 62,987 vs 2024
Profit after tax over the fiscal year.
€ 45,346
▲ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 107,199.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 45,666
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 29,263
▲ 43% vs 2024
€ 6,889 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 37,612
▲ € 30,657 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,161
▲ 37% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 34,853 | € 125,170 | ▲ 259% |
| Profit after taxes | € 6,356 | € 69,343 | ▲ € 62,987 |
| Equity | € 82,856 | € 152,199 | ▲ 84% |
| Total debts | € 170,039 | € 196,941 | ▲ 16% |
| Cash | € 23,785 | € 45,346 | ▲ 91% |
| Land & buildings | € 729 | € 486 | ▼ 33% |
| Retained profit | € 37,856 | € 107,199 | ▲ 183% |
| Bank debt | € 20,475 | € 29,263 | ▲ 43% |
| Balance sheet total | € 252,895 | € 349,140 | ▲ 38% |
Key figures of JACOPS CHRISTEL, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JACOPS CHRISTEL?
What happened at JACOPS CHRISTEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 69,343 (▲ € 62,987 vs 2024). Source: NBB ↗
- Jan Certyn became a director. NBB
- New establishment in Zele. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,356 profit in 2024 to € 69,343 profit in 2025.
Paid € 41,937 in corporate taxes since 2024.
Best year ever: 2025, with € 69,343 profit.
Management
Behind JACOPS CHRISTEL is Jan Certyn.
Directors
According to the 2025 annual accounts
Jan Certyn
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Stokstraat 55
9240 Zele
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.468.371
- VAT number
- BE 0431.468.371
- Registered office
- Stokstraat 55, 9240 Zele
- Names & denominations
- JACOPS CHRISTEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 June 1987
- Peppol
- Active · Active since 1 Dec 2025
- Activities · NACE
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