Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ELLE ET LUI, COIFFURE-ESTHETIQUE from Paliseul, company number BE0431455406, closed financial year 2025 with a result of € 8,687 after tax. For that financial year ELLE ET LUI, COIFFURE-ESTHETIQUE recorded a gross margin of € 19,477 and equity of € 30,968. Compared with financial year 2024, the result moved from € 6,704 to € 8,687. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 1, 2026.
€ 30,968
▼ 29% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,687
▲ 30% vs 2024
Profit after tax over the fiscal year.
€ 12,756
▲ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 21,050 paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 18,416
▼ 29% vs 2024
€ 7,756 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 2,220
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,521
▲ 28% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 15,734 | € 12,698 | € 16,895 | € 19,477 | ▲ 15% |
| Profit after taxes | € 5,145 | € 3,676 | € 6,704 | € 8,687 | ▲ 30% |
| Equity | € 37,952 | € 41,628 | € 43,332 | € 30,968 | ▼ 29% |
| Total debts | € 51,312 | € 41,065 | € 38,945 | € 48,957 | ▲ 26% |
| Cash | € 6,067 | € 9,623 | € 9,527 | € 12,756 | ▲ 34% |
| Retained profit | € 31,754 | € 35,430 | € 37,134 | € 24,771 | ▼ 33% |
| Dividend | € 0 | € 0 | € 5,000 | € 21,050 | ▲ € 16,050 |
| Bank debt | € 40,505 | € 34,024 | € 25,976 | € 18,416 | ▼ 29% |
| Balance sheet total | € 89,263 | € 82,693 | € 82,277 | € 79,925 | ▼ 3% |
Key figures of ELLE ET LUI, COIFFURE-ESTHETIQUE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ELLE ET LUI, COIFFURE-ESTHETIQUE?
What happened at ELLE ET LUI, COIFFURE-ESTHETIQUE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,687 (▲ 30% vs 2024). Source: NBB ↗
- Chantal Bernard became a director. NBB
- Sophie Denis became a director. NBB
- New establishment in Paliseul. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,145 profit in 2022 to € 8,687 profit in 2025.
Paid € 9,219 in corporate taxes since 2022.
Best year ever: 2025, with € 8,687 profit.
Paid out € 26,050 in dividends to the owners in total.
Management
Behind ELLE ET LUI, COIFFURE-ESTHETIQUE are Chantal Bernard and Sophie Denis.
Directors
According to the 2025 annual accounts
Chantal Bernard
Director
since 2023
Sophie Denis
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue de Vivy, Carlsbourg 35 box A
6850 Paliseul
Grand-Rue, Carlsbourg 23
6850 Paliseul
Active since 23 November 1987
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.455.406
- VAT number
- BE 0431.455.406
- Registered office
- Rue de Vivy, Carlsbourg 35 bus A, 6850 Paliseul
- Names & denominations
- ELLE ET LUI, COIFFURE-ESTHETIQUE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 June 1987
- Peppol
- Active · Active since 24 Oct 2025
- Activities · NACE
Kappers- en barbiersactiviteiten
Kapsalons
Haarverzorging