Financials
Financial year 2025
CUMPS from Ottignies-Louvain-la-Neuve, company number BE0431366522, closed financial year 2025 with a result of € 26,281 after tax. For that financial year CUMPS recorded a gross margin of € 49,029 and equity of € 56,196. Compared with financial year 2024, the result moved from € 9,824 to € 26,281. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 56,196
▲ 41% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,281
▲ 168% vs 2024
Profit after tax over the fiscal year.
€ 28,568
▲ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 10,000 paid out
38 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 6,508
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,773
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 19,931
€ 4,331 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 5,708
▲ 228% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,293
▲ € 5,324 vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 13,371 | € 6,828 | € 16,168 | € 49,029 | ▲ 203% |
| Profit after taxes | € 13,952 | € 3,389 | € 9,824 | € 26,281 | ▲ 168% |
| Equity | € 26,702 | € 30,091 | € 39,915 | € 56,196 | ▲ 41% |
| Total debts | € 18,157 | € 37,903 | € 17,436 | € 47,530 | ▲ 173% |
| Cash | € 16,687 | € 13,612 | € 25,939 | € 28,568 | ▲ 10% |
| Retained profit | € 20,496 | € 23,886 | € 33,710 | € 49,991 | ▲ 48% |
| Dividend | € 0 | € 0 | € 0 | € 10,000 | |
| Bank debt | € 0 | € 0 | € 0 | € 19,931 | |
| Balance sheet total | € 44,859 | € 67,994 | € 57,351 | € 103,727 | ▲ 81% |
Key figures of CUMPS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to CUMPS?
What happened at CUMPS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 26,281 (▲ 168% vs 2024). Source: NBB ↗
- Ricardo MOREIRA DUARTE became a director. NBB
- Michel CUMPS became a director. NBB
- New establishment in Ottignies-Louvain-la-Neuve. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,952 profit in 2022 to € 26,281 profit in 2025.
Paid € 6,872 in corporate taxes since 2022.
Best year ever: 2025, with € 26,281 profit.
Paid out € 10,000 in dividends to the owners in total.
Management
Behind CUMPS are Ricardo MOREIRA DUARTE and Michel CUMPS.
Directors
According to the 2025 annual accounts
Ricardo MOREIRA DUARTE
Director
since 2006
Michel CUMPS
administrateur
since 1997
Establishments
Establishment units
Physical locations of this company
Rue A. de Thomaz de Bossière 10
1340 Ottignies-Louvain-la-Neuve
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.366.522
- VAT number
- BE 0431.366.522
- Registered office
- Rue A. de Thomaz de Bossière 10, 1340 Ottignies-Louvain-la-Neuve
- Names & denominations
- CUMPS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 June 1987
- Peppol
- Active · Active since 18 Dec 2025
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