What does BRFinance do?

BRFinance is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 15 May 1987, 2 establishments.

What is the address of BRFinance?

The registered office of BRFinance is located at Neerstraat 131 box 1, 3980 Tessenderlo-Ham.

Is BRFinance still active?

Yes. According to the CBE (29 October 2026) BRFinance is active, legal situation “Normale toestand”, started on 15 May 1987.

Is BRFinance registered on Peppol?

Yes, BRFinance is registered on the Peppol network with ID 0208:0431209936.

What is the enterprise number of BRFinance?

The enterprise number of BRFinance is BE0431209936.

When was BRFinance founded?

BRFinance was founded on 15 May 1987.

Who are the directors of BRFinance?

According to the 2025 annual accounts, the directors of BRFinance are: JAN BECKERS, PASCAL SPRIET.

Is BRFinance a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 May 1987; 4 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did BRFinance make in 2025?

BRFinance recorded a loss after taxes of € 18,233 in financial year 2025.

What is the revenue of BRFinance?

As a small company, BRFinance is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € -8,115.

BRFinance (Private Limited) - Tessenderlo-Ham

Dossier BRFinance, printed on 29 October 2026 from databakkes.be/en/0431209936/brfinance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

BRFinance from Tessenderlo-Ham, company number BE0431209936, closed financial year 2025 with a result of € -18,233 after tax. For that financial year BRFinance recorded a gross margin of € -8,115 and equity of € 25,511. Compared with financial year 2024, the result moved from € -1,204 to € -18,233. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 2, 2026.

What it is worth Healthy

€ 25,511

▼ 42% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -18,233

▼ 1414 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 6,186

▼ 26% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 6,919.

People and assets in 2025

Vehicles and equipment

€ 9,177

▼ 48% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 715

▲ 50% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 3,820

▲ 24% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 196

▲ 2% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 589 Gross margin 2022: € 589 First fiscal year in the series	€ -9,515 Gross margin 2023: € -9,515 ▼ € 10,105 vs 2022 (€ 589) Unfavourable step	€ 9,126 Gross margin 2024: € 9,126 ▲ € 18,642 vs 2023 (€ -9,515) Favourable step	€ -8,115 Gross margin 2025: € -8,115 ▼ € 17,242 vs 2024 (€ 9,126) Unfavourable step	▼ € 17,242
Profit after taxes	€ -8,082 Profit after taxes 2022: € -8,082 First fiscal year in the series	€ -18,866 Profit after taxes 2023: € -18,866 ▼ € 10,785 vs 2022 (€ -8,082) Unfavourable step	€ -1,204 Profit after taxes 2024: € -1,204 ▲ € 17,662 vs 2023 (€ -18,866) Favourable step	€ -18,233 Profit after taxes 2025: € -18,233 ▼ € 17,029 vs 2024 (€ -1,204) Unfavourable step	▼ € 17,029
Equity	€ 63,815 Equity 2022: € 63,815 First fiscal year in the series	€ 44,949 Equity 2023: € 44,949 ▼ 30% vs 2022 (€ 63,815) Unfavourable step	€ 43,744 Equity 2024: € 43,744 ▼ 3% vs 2023 (€ 44,949) Unfavourable step	€ 25,511 Equity 2025: € 25,511 ▼ 42% vs 2024 (€ 43,744) Unfavourable step	▼ 42%
Total debts	€ 11,059 Total debts 2022: € 11,059 First fiscal year in the series	€ 25,254 Total debts 2023: € 25,254 ▲ 128% vs 2022 (€ 11,059) Unfavourable step	€ 21,850 Total debts 2024: € 21,850 ▼ 13% vs 2023 (€ 25,254) Favourable step	€ 23,456 Total debts 2025: € 23,456 ▲ 7% vs 2024 (€ 21,850) Unfavourable step	▲ 7%
Cash	€ 7,571 Cash 2022: € 7,571 First fiscal year in the series	€ 7,265 Cash 2023: € 7,265 ▼ 4% vs 2022 (€ 7,571) Unfavourable step	€ 8,350 Cash 2024: € 8,350 ▲ 15% vs 2023 (€ 7,265) Favourable step	€ 6,186 Cash 2025: € 6,186 ▼ 26% vs 2024 (€ 8,350) Unfavourable step	▼ 26%
Retained profit	€ 45,223 Retained profit 2022: € 45,223 First fiscal year in the series	€ 26,357 Retained profit 2023: € 26,357 ▼ 42% vs 2022 (€ 45,223) Unfavourable step	€ 25,152 Retained profit 2024: € 25,152 ▼ 5% vs 2023 (€ 26,357) Unfavourable step	€ 6,919 Retained profit 2025: € 6,919 ▼ 72% vs 2024 (€ 25,152) Unfavourable step	▼ 72%
Bank debt	€ 882 Bank debt 2022: € 882 First fiscal year in the series	€ 4,327 Bank debt 2023: € 4,327 ▲ € 3,445 vs 2022 (€ 882) Unfavourable step	€ 477 Bank debt 2024: € 477 ▼ 89% vs 2023 (€ 4,327) Favourable step	€ 715 Bank debt 2025: € 715 ▲ 50% vs 2024 (€ 477) Unfavourable step	▲ 50%
Balance sheet total	€ 74,874 Balance sheet total 2022: € 74,874 First fiscal year in the series	€ 70,203 Balance sheet total 2023: € 70,203 ▼ 6% vs 2022 (€ 74,874) Unchanged	€ 65,595 Balance sheet total 2024: € 65,595 ▼ 7% vs 2023 (€ 70,203) Unchanged	€ 48,967 Balance sheet total 2025: € 48,967 ▼ 25% vs 2024 (€ 65,595) Unchanged	▼ 25%

Key figures of BRFinance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to BRFinance?

What happened at BRFinance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Feb 2, 2026 New annual accounts for financial year 2025: loss of € 18,233. filed late Source: NBB ↗
Feb 17, 2012 New establishment in Tessenderlo-Ham. KBO
May 27, 1987 New establishment in Tessenderlo-Ham. KBO
May 15, 1987 Start of the company according to the CBE. KBO

In short

From € 8,082 loss in 2022 to € 18,233 loss in 2025.

Paid € 761 in corporate taxes since 2022.

Original PDFs at the National Bank ↗

Management

JAN BECKERS PASCAL SPRIET

IMMO S.T.S.

BRFinance

Behind BRFinance are JAN BECKERS and PASCAL SPRIET. JAN BECKERS is also behind IMMO S.T.S..

Directors

According to the 2025 annual accounts

JAN BECKERS

Director

Also active at: IMMO S.T.S.

PASCAL SPRIET

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Neerstraat 131 box 1

3980 Tessenderlo-Ham

2.207.156.212

Neerstraat 169

3980 Tessenderlo-Ham

Active since 17 February 2012

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0431.209.936

VAT number

BE 0431.209.936

Registered office

Neerstraat 131 bus 1, 3980 Tessenderlo-Ham

Names & denominations

BRFinance

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

15 May 1987

Peppol

Active · Active since 15 Jul 2025

Activities · NACE

Agenten en makelaars in bankdiensten

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

View on CBE Public ↗ Annual accounts (NBB) ↗

BRFinance

Warning lights

Financials

What happened to BRFinance?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions