Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
ENSEIGNEMENT FONDAMENTAL CATHOLIQUE DE COUVIN from Couvin, company number BE0431182420, closed financial year 2025 with a result of € -21,777 after tax. For that financial year ENSEIGNEMENT FONDAMENTAL CATHOLIQUE DE COUVIN recorded a gross margin of € 115,485 and equity of € 219,034. Compared with financial year 2024, the result moved from € -14,124 to € -21,777. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 219,034
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,777
▼ 54 % more loss than in 2024
Profit after tax over the fiscal year.
€ 92,002
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
2
Average over the fiscal year, from the social balance sheet.
€ 90,929
€ 45,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,894
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 350,000
€ 50,000 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 736
▼ 89% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,588
▼ 71% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 140,893 | € 169,003 | € 120,446 | € 115,485 | ▼ 4% |
| Profit after taxes | € 13,668 | € 53,916 | € -14,124 | € -21,777 | ▼ € 7,653 |
| Equity | € 241,019 | € 254,936 | € 240,811 | € 219,034 | ▼ 9% |
| Total debts | € 22,369 | € 467,576 | € 372,577 | € 357,668 | ▼ 4% |
| Cash | € 141,132 | € 184,441 | € 91,876 | € 92,002 | |
| Land & buildings | - | € 488,441 | € 471,598 | € 454,756 | ▼ 4% |
| Retained profit | € 144,521 | € 158,438 | € 144,313 | € 122,536 | ▼ 15% |
| Bank debt | € 0 | € 450,000 | € 350,000 | € 350,000 | |
| Balance sheet total | € 493,388 | € 992,511 | € 883,388 | € 846,703 | ▼ 4% |
| Employees (FTE) | 2 | 2 | 2 | 2 |
Key figures of ENSEIGNEMENT FONDAMENTAL CATHOLIQUE DE COUVIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ENSEIGNEMENT FONDAMENTAL CATHOLIQUE DE COUVIN?
What happened at ENSEIGNEMENT FONDAMENTAL CATHOLIQUE DE COUVIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 21,777. Source: NBB ↗
- New establishment in Couvin. KBO
- New establishment in Couvin. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,668 profit in 2022 to € 21,777 loss in 2025.
Paid € 124 in corporate taxes since 2022.
Best year ever: 2023, with € 53,916 profit.
On average € 57,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ENSEIGNEMENT FONDAMENTAL CATHOLIQUE DE COUVIN are Philippe LAMBINET, Laure GILBERT and Bernard MATHURIN. Philippe LAMBINET is also behind Institut Sainte-Marie - Enseignement libre de la Région de Couvin and Philippe LAMBINET, Notaires associés.
Directors
According to the 2025 annual accounts
Philippe LAMBINET
Director
Also active at: Institut Sainte-Marie - Enseignement libre de la Région de Couvin, Philippe LAMBINET, Notaires associés
Laure GILBERT
Director
Bernard MATHURIN
Chairman of the board
Establishments
Establishment units
Physical locations of this company
Rue du Parc-Saint-Roch 8
5660 Couvin
Place Charles-Claes, Brû. 4
5660 Couvin
Active since 1 January 2007
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.182.420
- VAT number
- BE 0431.182.420
- Registered office
- Rue du Parc-Saint-Roch 8, 5660 Couvin
- Names & denominations
- ENSEIGNEMENT FONDAMENTAL CATHOLIQUE DE COUVIN
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 1 June 1985
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
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