Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VA-BI from Tongeren-Borgloon, company number BE0431139066, closed financial year 2025 with a result of € 4,130 after tax. For that financial year VA-BI recorded a gross margin of € 22,479 and equity of € 17,244. Compared with financial year 2024, the result moved from € 670 to € 4,130. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 17,244
▲ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,130
▲ € 3,460 vs 2024
Profit after tax over the fiscal year.
€ 924
▼ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -1,756.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 23,690
▼ 39% vs 2024
€ 11,442 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 6,273
▲ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 229
▼ 96% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 28,689 | € 23,214 | € 21,853 | € 22,479 | ▲ 3% |
| Profit after taxes | € 7,795 | € 715 | € 670 | € 4,130 | ▲ € 3,460 |
| Equity | € 11,730 | € 12,445 | € 13,115 | € 17,244 | ▲ 31% |
| Total debts | € 135,164 | € 176,547 | € 149,826 | € 110,913 | ▼ 26% |
| Cash | - | € 4,022 | € 1,831 | € 924 | ▼ 50% |
| Land & buildings | € 120,075 | € 145,236 | € 137,091 | € 123,569 | ▼ 10% |
| Retained profit | € -7,270 | € -6,555 | € -5,885 | € -1,756 | ▲ € 4,130 |
| Bank debt | € 23,188 | € 53,254 | € 38,887 | € 23,690 | ▼ 39% |
| Balance sheet total | € 146,893 | € 188,991 | € 162,941 | € 128,157 | ▼ 21% |
Key figures of VA-BI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VA-BI?
What happened at VA-BI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,130 (▲ € 3,460 vs 2024). Source: NBB ↗
- New establishment in Tongeren-Borgloon. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,795 profit in 2022 to € 4,130 profit in 2025.
Best year ever: 2022, with € 7,795 profit.
Management
Behind VA-BI is Marc Vanoirbeek. Marc Vanoirbeek is also behind RAMBLAZ.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Kasteelstraat 25
3840 Tongeren-Borgloon
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.139.066
- VAT number
- BE 0431.139.066
- Registered office
- Kasteelstraat 25, 3840 Tongeren-Borgloon
- Names & denominations
- VA-BI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 May 1987
- Peppol
- Active · Active since 16 Sept 2024
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